credit card repayment can be divided into several times. Credit cards do not limit the number of repayments by users, and users can make repayments many times before or on the repayment date. For the bank, as long as the repayment amount of the user is greater than or equal to the minimum repayment amount on the repayment date, it is deemed that the user has repaid on time. As for how many times the user has repaid, the bank does not care.

therefore, when a user wants to repay in full, but can't pay a large sum of money at one time, he can repay in multiple times. As long as the amount of repayment meets the amount of full repayment, the bank will consider the user as full repayment.

: 1. Credit card repayment can be made in two installments

1. Just pay off the money on the bill before the final repayment date, no matter how many times. However, we should pay attention to the payment cycle of individual banks. RMB credit cards usually arrive on the same day, but it takes about 3 days to arrive in foreign currency.

2. "billing date" refers to the date when the card issuer summarizes the cardholder's accumulated outstanding consumer transaction principal, cash withdrawal transaction principal, expenses, etc. every month, calculates the interest, and calculates the amount that the cardholder should repay.

3. "Due repayment date" refers to the latest date stipulated by the card issuer that the cardholder should repay all the payable amount or the minimum repayment amount (the consumption amount can be repaid before the due repayment date, and it can be returned to the credit card before 24 o'clock on the repayment date at the latest).

2. To apply for a credit card, you need to provide the following information:

1. Copy of ID card, work certificate, income certificate, etc.

2. If you can also provide bank deposit certificates, real estate certificates, degree certificates, etc., your application approval process will be more convenient and quick.

3. If you are registered in a foreign country, an overseas person is applying for a local job, and an active officer applies for a credit card in his own name, some card-issuing banks may require you to issue a temporary account issued by the local public security department or a certificate (including a work certificate) issued by relevant departments.

4. Other conditions required by each card-issuing bank

The above contents are for your reference. Please refer to the actual business regulations. (HUAWEI GRA-CL1, version number: HarmonyOS 2.)