1, ICBC's "Peony Student Card":
Peony Student Card is a dual-currency credit card product specially designed by China Industrial and Commercial Bank for college students and graduate students. This card can deposit and withdraw money in different places, and there is no cash handling fee. There are also students who are paying overseas examination fees and can purchase foreign exchange in RMB for repayment.
2. China Construction Bank "Longka University Student Card":
Longka College Student Card is a RMB credit card jointly issued by CCB and UnionPay. This card can (return) money to the card memory only by the card number. All deposits (return) in different places in the same city are free and unlimited times, which meets the needs of students' study and saves the cost of fund transfer. This card is free of annual fee in the first year, and it is free of annual fee for three times a year (unlimited amount) in the second year.
3. Agricultural Bank of China "Youka (Campus Edition)":
Youcard is a Unionpay exclusive credit card created by Agricultural Bank of China for college students. There is no charge for depositing (returning) money in the same city or other places. Cardholders can also enjoy English, certificate examination, professional quality and other courses above Netease Cloud Class for free.
4. China Merchants Bank "Youth Card (Campus Edition)":
China Merchants Youth Card (Campus Edition) is an exclusive credit card of UnionPay and a card with a quota of 0. Students can deposit before spending, cardholders can enjoy the preferential rights of credit card consumption of China Merchants Bank, and there are some campus-specific privileges. Cardholders can also accumulate personal credit records from the time of study, which can be converted into higher credit cards after graduation.
5. CITIC Bank's "I Card (Campus Edition)":
China CITIC Bank I Card is a credit card for college students. Cardholders can enjoy 24-hour accidental hospitalization medical insurance service. If there is an accident, they can stay in the hospital without paying the hospitalization deposit, and they can get hospitalization insurance of up to 5,000 yuan. Cardholders can get 1 points for every 1 yuan spent, and spend double points in the birthday month. I card can be cashed out quickly on ATM, CDM and CDS machines with UnionPay logo. The handling fee is as low as 65438+ 0% of the cash withdrawal amount, and the minimum is only 5 yuan RMB. It is convenient and affordable to withdraw cash locally from deposits in different places.
In fact, if you have a stable internship now, it will be much less difficult to apply for a credit card. I personally recommend China Merchants Bank's credit card, not only because there are many kinds of gifts, but also because China Merchants Bank's APP "Pocket Life" is very convenient to use and can help you enjoy various benefits in life. In short, it is really useful and highly recommended.