Hello, if you use China Merchants Bank credit card with VISA, MASTERCARD, JCB or American Express logo, you can use it overseas (including Hong Kong, Macao and Taiwan). Spending by credit card abroad through international routes will be settled in US dollars. If the consumption amount is not USD, there will be an exchange fee between the two currencies, which is 65438+ 0.5% of the transaction amount (2% for American Express). If the consumption amount is USD, no settlement fee will be charged.

The conversion exchange rate of overseas transactions is the exchange rate on the liquidation day published by international organizations. The exchange rate on the settlement date is usually the exchange rate on the day before the entry date of credit card transactions and cash withdrawal transactions, which is provided by international organizations and may be different from the market announcement.

If you have any other questions, please feel free to call 4008205555 for detailed consultation. Thank you very much for your attention and support to China Merchants Bank!