1. The card is valid for 5 years.
2. Card levels include: gold card and standard platinum card.
3. Card brand and account: UnionPay, RMB-USD account (JCB brand stopped issuing on May 1, 219).
4. Limit range:
(1) Gold card: 3, -5, yuan;
(2) standard platinum card: 1, yuan -1, yuan.
5. Application channel: online or offline application form.