Recently, I received feedback from students that the approval rate of CCB's card use is good, but it is not nationwide, only in some places.
In any case, it is very gratifying to see the achievements of the students.
Students made money, and the results were good. This is my greatest gift.
If you can't make money, prove that what I share is of little value to you.
In order to meet the needs of students, today I compiled a strategy for playing CCB credit cards.
It is a very happy thing to expect to inspire yourself, help others and achieve others.
Start with Shenka.
According to the feedback from card friends, CCB has several popular card types.
Whether you are the first card user of CCB or an old card user, it is a good choice to improve the second card curve.
Let's tell you one by one. I hope you can read it carefully.
1, Barbie White
The design of CCB Barbie white card face, especially for female users, is very eye-catching when they see this amazing card face.
I couldn't wait to apply for one at first sight, because Yan value undoubtedly increased users' love for it.
Of course, most users are women.
Although it looks more feminine, men can still apply if they don't care about the enchanting face of the card.
Students often feedback that this is an artifact with increasing curves, so the first card is Barbie White.
In addition, female users are the favorite customer groups of banks. If you are a woman, the probability of applying for this card is very high.
Female customers give banks the impression that they are stable, more secure, able to save money and spend money.
To commemorate the 60th anniversary of Barbie's birth, CCB recently launched a special edition of Barbie White, which also has its special significance.
The charge for this card is related to the difficulty of design style.
0 yuan, 50 yuan, the quota is 20,000.
If the credit limit of your CCB card is below 20,000, you can try to apply for this card or the old version.
Of course, I suggest you apply for a new special edition, because it is new and the bank will have certain task indicators.
In order to pursue performance, the new card has become the main product of the bank, which is the most accustomed marketing method of the bank.
2. Longka Happy Credit Card
JOY Since last year, Bai has been a popular card of CCB, and it is also recommended.
There is feedback from students, and this card also has a curve function. As for whether to release water, it is unknown.
In a certain period of time, banks also have certain performance appraisal standards.
Appropriately lowering the audit standard is also a manifestation of bank marketing.
So this card is worth recommending to you.
Third, Longka Global Payment Xiaobai
Universal white is also a recommended card type, and the recent card release rate is also good.
In addition to the above three popular cards, there are also popular cards that you are familiar with, which is also a good choice.
02
After I recommend the types of door cards to you, I'll tell you some skills for handling them.
Mastering certain card handling skills will play a decisive role in your card handling, improve the card issuing rate and obtain a higher quota.
1. If you are an old user of CCB savings card, you have various business dealings with the bank, such as paying wages, mortgage customers or wealth management users.
Be sure to check whether you have a pre-approval quota first.
2. If there is no pre-approval restriction, I suggest you apply for a savings card, which will take 3-6 months through China Construction Bank.
The pre-approval amount is determined by your personal contribution to the bank.
If you can't wait that long, you can apply for a paper form with the card manager of CCB.
This method is actually very good, but you must provide your financial proof, such as housing, automobile production, social security, provident fund, deposits in other banks and so on.
As long as you can prove that you have the repayment ability, the bank will definitely give you a card, and the amount will be higher.
However, the disadvantage of this application channel is that the review time is too long, as long as one month.
How to view the pre-approval quota?
As mentioned in the previous article, the method is as follows.
① Open CCB APP→ Click Credit Card → Credit Card Management → Slide to the right to view the pre-approval amount.
② WeChat attention: The official account of CCB WeChat can directly reply to the pre-approval.
After checking the pre-approval quota, if you have a quota, that's good. If not, it is recommended to apply for pre-approval quota first.
According to students' feedback, if there is a pre-approved quota application card, the amount of the card will double.
For example, your pre-approval amount is 9000, and your card issuance amount is 1800.
People who have succeeded in doubling are everywhere. Of course, some people can't double the quota, that's another matter.
4. The application channels are also very particular. You can APPly directly in the CCB app, and you can avoid the face-to-face signing and activate directly with the card.
If you apply in the official WeChat account, you will go to the bank outlet after approval. There is an intelligent teller machine in the bank lobby, and it is also convenient to sign directly.
However, I suggest that when you apply for CCB APP directly, you can avoid the interview.
There is a better way to handle the card, which can be handled at the super counter of the bank.
The benefits of this method, the amount can also be successfully doubled, and there are many successful cases.
The bank staff will let you scan his QR code with your mobile phone, which is also an online application, but the amount of the card is better than that of your home mobile phone, and the amount is higher.
According to the individual's actual situation, you can refer to the above card skills as appropriate, and then act.
In addition, CCB is more concerned about multi-head credit and must apply forward. If there are many lines, it will increase the difficulty of getting off the card and affect the quota.
03
When it comes to application cards, the quota must be increased. Here are some tips and methods to increase the amount.
1. Cash installment withdrawal
In fact, the previous article also has a summary, and then I will give you another filter.
Open the CCB APP→ credit card → cash installment, in red font, which proves that the quota can be increased.
Remember, don't pay by installment, just apply for adjusting the fixed amount.
Fixed amount = cash installment amount can generally be applied for 2
2. SMS withdrawal
The editor of 392# credit card enters the limit you want to withdraw and sends it to 95533 after four digits.
If the limit can be increased, the bank will reply to the maximum limit, and you can reply directly to the corresponding content.
Other methods can also increase the amount, such as telephone application or online banking. Yes, success depends on personal qualifications.
last words
CCB's recent card approval rate is not bad. In the final analysis, you still need your personal qualifications. If you can't apply for a long time, you can try to apply. There may be unexpected surprises.
Barbie White, Hot Buy Card, Happy White and Global Pay White are all very popular cards of CCB. You can choose for yourself.
For the application channel, it is best to suggest that you go to the super counter of offline outlets or find the paper form of the card manager to purchase goods. The probability of doubling the quota is very high.
Cash withdrawal by installments can be said to be a violent way for CCB to withdraw money. Pay more attention to the process of using credit cards. Remember, if you don't need to pay by installment, you can apply directly.
This is also a summary of CCB's credit card, hoping to inspire you. If you don't understand, you can leave a message in the message area below.
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