The consequences of multiple overdue credit cards are:

1. After a credit card is overdue multiple times, the bank will upload the overdue information to the credit reporting agency, thus affecting the credit of the party concerned;

2. If the bank sues the party to the People's Court, the party may enter the blacklist after becoming the person subject to execution;

3. If the credit card is overdue multiple times and is determined to be a malicious overdraft, If you are suspected of committing a crime of credit card fraud, you will be held criminally responsible by the judicial authorities, and the person concerned may be imprisoned.

Legal basis:

Article 196 of the "Criminal Law of the People's Republic of China" falls under any of the following circumstances: if the amount of credit card fraud is relatively large, If the amount is huge or there are other serious circumstances, the sentence is to be not less than five years but not more than 10 years of fixed-term imprisonment, and a fine of not less than 50,000 yuan but not more than 500,000 yuan. If the following fine amount is extremely huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated:

(1) Use Counterfeit credit cards, or using credit cards fraudulently obtained with false identification

(2) Using invalid credit cards

(3) Pretending to use other people’s credit cards

(4) Malicious overdraft.