The credit cards of China Industrial and Commercial Bank mainly include: Peony Quasi-credit Card, Peony International Credit Card, Peony Credit Card and Peony Credit Card.

Peony quasi-credit card is issued by China Industrial and Commercial Bank, and the cardholder can deposit a certain amount of reserve fund as required. When the balance of the imprest account is insufficient to pay for consumption, it can be overdrawn within the prescribed credit limit. Peony quasi-credit card can be settled in RMB at UnionPay acceptance points in Chinese mainland, including Hong Kong and Macao, Thailand, South Korea, Singapore and other overseas countries, and has the functions of transfer, deposit and withdrawal, credit consumption and so on. This peony quasi-credit card is a quasi-credit card with China characteristics, which has no precedent in other countries in the world. The appearance of this quasi-credit card is a reflection of the imperfection of China's credit system. At present, it has stopped issuing.

Peony International Credit Card is an international credit card product launched by Industrial and Commercial Bank of China. Used at home and abroad, and settled in RMB and a designated foreign currency. Peony International Card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount. This card is universal.

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. The credit card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount. Peony Credit Card can be used at UnionPay acceptance points in China, Hongkong, Macau, Thailand, South Korea, Singapore and other regions, and settled in RMB, with functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on.

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which is limited to RMB credit cards used in People's Republic of China (PRC). Settlement in RMB, with credit consumption, transfer settlement, cash deposit and withdrawal and other functions. Peony credit cards are divided into business cards and personal cards according to different card issuers; According to different credit ratings, it is divided into gold cards and ordinary cards.