Yes. There is essentially no repayment when two credit cards are used back and forth. It is just that the limit of one card is used and then the other card is repaid. The amount owed on this card still needs to be repaid until the next payment. Sometimes, this card also needs to be repaid in time, and then the money needs to be withdrawn from the next card to repay this card. In addition, corresponding interest will be generated during the use of the credit card. The essence is that it has not been repaid. When money is collected, interest will accrue, so it means that more and more money is owed.