on the other hand, if some unscrupulous cardholders deliberately lie to the bank about the loss of their credit cards, they will directly cancel them and then revive them by other means, so the bank will face certain risks.
the safest way for a cardholder is to report the loss first and then cancel it, because many banks' credit card articles stipulate that the losses caused by the loss of a credit card before the loss is reported shall be borne by the cardholder, and the losses caused after the loss report takes effect shall not be borne by the cardholder.