You can pay by credit card.

Don't spend money on the day of the bill, which is actually related to the "interest-free period" of the credit card. There are two interest-free periods, the long one is 56 days and the short one is about 20 days. The specific number of days is determined by the credit card time and repayment time, with the billing date as the watershed.

If the cardholder chooses to spend by credit card on the bill date, it will be counted as the current bill, that is, he can only enjoy interest-free time of about half a month at most. However, there are also some banks that record the cardholder's consumption on the same day in the next bill. Most people don't know the billing cycle of each credit card. In order to avoid this situation, some people say never spend on the day of the bill.

Is the consumption of CCB credit card this month or next month?

The consumption of CCB credit card on the billing date will generally be settled in the current bill and needs to be returned before the repayment date of this period. If the billing date lags behind the trading day due to the data transmission of merchants of other banks or UnionPay, in this case, the consumption will be settled in the next bill and must be returned before the due repayment date of the next bill. Customers can check the bill information through CCB mobile banking, online banking and other channels, subject to the actual bill settlement.

(In case of business changes, please refer to the actual situation. )

Does the credit card bill include the expenses of the day?

Different banks have different calculation methods, and some banks with fast entry are included in the current month.

For example, Shanghai Pudong Development Bank, and some banks that have entered slowly are included in the next bill, such as China Merchants Bank and Bank of Communications. Banks are not unified. To be on the safe side, it is recommended to spend on the day after the billing date to avoid overdue due to different banks.

For example, if the settlement of China Bank is from 1 to the end of each month, such as 1 1, then the bill (bill date) of this month is 1 1, so it is 12.

65438+Interest-free repayment before February 20th. If not, there will be interest and bad records. If it is165438+1October 30th, the repayment date is also 65438+February 20th. And so on. As a reminder, the repayment date and billing date of each bank are different. The regulations of different banks are slightly different. The latest repayment date is generally 20 or 24 days after the bill date.

Extended data:

1. One-day credit card consumption can be recorded immediately. The current bills are:

Agricultural Bank, Shanghai Bank, China CITIC Bank, Huaxia Bank, Postal Savings Bank, China Construction Bank (before 18:00), Shanghai Rural Commercial Bank (before 19:00), Shanghai Pudong Development Bank (before 2 1:00) and Minsheng Bank (before 22:00).

2. The credit card bill will not be entered on the same day, and the next bill will be:

China Everbright Bank, Bank of Communications, China Merchants Bank, China Bank, Industrial and Commercial Bank of China, Ping An Bank and China Guangfa Bank (except Alipay Express Payment).

In addition, Bian Xiao also suggested that card friends can call specific banks to make inquiries, so as not to damage their rights and interests.