1. If the application is submitted through direct channels such as websites and banks, it cannot be cancelled. Call back and you can only refuse to apply for a card. This can indirectly achieve the purpose of cancellation.
2. If it is submitted through the agency channel and is still in the hands of the salesman, you can call the phone on the business card to cancel it. If it has been submitted to the bank, it cannot be cancelled. Cancel directly after receiving the card.
Extended data:
Generally speaking, there is no annual fee if the credit card is not activated, but there are also some high-end cards and credit cards with special materials. As long as it is done, even if it is not activated, there will be a certain annual fee.
In addition, as long as the credit card is issued, whether it is activated or not, it will be reflected in the letter and newspaper, occupying the total credit. Once there is a record of arrears, it will affect personal credit, so inactive credit cards should be cancelled in time if they are not used.
After the cancellation of the credit card, the invalid credit card must be cut along the magnetic stripe to prevent the credit card from being stolen. It should be noted that if the credit card has been lost and you want to cancel it, in order to ensure safety, it is best to apply for loss reporting first and then cancel it.
Baidu encyclopedia-credit card
Baidu Encyclopedia-Credit Card Application Form