The second installment repayment of Industrial Bank's credit card refers to a service that customers negotiate with Industrial Bank to repay the outstanding amount in installments when the credit card cannot be repaid in full and on time. Customers can choose the number of installments and repayment amount according to their own needs.

It should be noted that although the second installment repayment can reduce the repayment pressure, it will charge a certain handling fee, so it is recommended to consider whether to handle it according to your own situation before handling it.