The "credit purchase" function jointly launched by Bank of Shanghai and Alipay allows users with Shanghai Bank credit cards to enjoy credit consumption services on Alipay platform. Users need to bind the Shanghai Bank credit card and open the "credit purchase" function, so they can make credit consumption on Alipay and pay back monthly. Alipay will give the corresponding credit purchase amount according to the user's credit rating, consumption record and other factors. This quota refers to the maximum amount that users can use for credit consumption, but the quota of different users will be different.
Users need to pay attention to rational consumption when making credit consumption, avoid excessive borrowing and consumption beyond their affordability, repay on time, and avoid unnecessary economic burden and credit loss.