As one of the four major state-owned commercial banks, Agricultural Bank of China has a great advantage in seizing the ETC market. Recently, many car buyers have asked questions about the limit and annual fee of the Agricultural Bank of China ETC credit card. The following will explain your doubts.
What is the credit limit of Agricultural Bank of China ETC Bank?
The limit for regular cards is 2,000-5,000 yuan, and the limit for gold cards is 50,000-20,000 yuan. The Agricultural Bank of China will judge the actual amount based on the credit evaluation materials provided by the customer. Generally, editors who have never borrowed money are not interested in seeking financial institutions, because financial institutions have no idea whether you have the ability to repay. People who borrow frequently and repay promptly usually apply for a higher amount. For practical matters, you can also call the Agricultural Bank of China.
Is there an annual fee for the Agricultural Bank of China ETC Bank Credit Card? The Agricultural Bank of China ETC Bank Credit Card has an annual fee deducted. There are actually two situations:
1. The annual fee for my platinum card is 580 yuan per year for the first-class card, and the annual fee for the credit card supplementary card is waived. The annual fee is waived in the first year, and the annual fee is waived in the second year after 12 purchases.
2. The annual fee for the first-class gold card is 160 yuan/year, and the annual fee for the supplementary credit card is 80 yuan/year. The annual fee is waived in the first year, and the annual fee is waived in the second year if you make 5 purchases.
Overall, the user evaluation of Agricultural Bank of China is pretty good. Annual fees are generally waived, and there are also discounts such as vehicle assistance, instant gas discounts, and one-dollar car washes. However, the 10% discount monthly pass promoted by the Agricultural Bank of China has been criticized by many car buyers. Because there are many restrictions and standards, and even the standards are evaded for various reasons, this issue has indeed lowered the Agricultural Bank of China's first place in the hearts of car owners. I have the impression that many friends immediately closed their accounts due to this factor.
The competition in the ETC market has just begun, but ICBC seems to have already seized the vast majority of _ sources. In fact, the reason why it can impress customers is also very simple. ICBC’s processing procedures are simple; the discounts are clear and not tedious. , talk about what you are talking about, rather than asking you to achieve certain goals in the later stage before giving discounts; it will produce high efficiency in solving problems and a good attitude. You might as well ask how such a company could not be loved by the market. But Agricultural Bank of China can also be said to be a latecomer, and there is still a long way to go. Everything can be done through diligent improvement of services. I hope Agricultural Bank of China will perform better in the future.
One million car purchase subsidies