Hello, if the property is in the name of your parents, it cannot be used as proof to apply for a credit card by yourself. You must provide proof of your work and income, and applying for a credit card cannot be handled by others, you must apply for it yourself. There are mainly two reasons:

1. The bank needs to make sure that you are the person on the ID card, rather than holding someone else's ID card or someone else holding your ID card.

2. The bank must make sure that the credit card slip is signed by the person himself and not by someone else. Because the bank will definitely confirm that you want to apply for a card and have the ability to repay.

I hope my answer can help you. You can also call the bank’s customer service number for consultation.