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My family is from Nanyang, Henan. How can I get a Bank of China credit card?

It is easier to apply if you meet the conditions. Now it is more convenient to apply online. Once approved, you can go to the business hall to get the card

The conditions are as follows

1. Go to the Bank of China branch to obtain the application form in person, fill in the relevant materials and submit relevant certificates under the guidance of the salesperson, and then submit all the materials to the Credit Card Department of Bank of China and wait for review.

2. Find bank staff setting up stalls in crowded places such as shopping malls and squares. Nowadays, all banks have a heavy workload of issuing credit cards, and many banks send people to set up stalls outside to apply for cards. You can go to a place like this and the staff will guide you on how to prepare application materials.

3. Find a local credit card salesperson to come and apply for it. Because these salesmen receive a corresponding commission for each card they apply for, they will help you prepare the materials very seriously. There are too many services. It is much better. You can go to the credit card application channel of 123, the largest salesperson platform in China, to find local credit card salesmen. However, it is important to note that the current sales staff are mixed, so please be careful to prevent being deceived.

4. Apply for a Bank of China credit card online. In fact, the process for applying for a Bank of China credit card online is not very mature. You can only download the application form from the Internet and mail it to the Bank of China Credit Card Center. The process is probably online. Download the form - fill in the form and attach the materials - mail it to the Bank of China Credit Card Center - call for credit inquiry - approve the card - mail the credit card to you.

The above is the entire content of the Bank of China Credit Card Application Guide. Among these Bank of China credit card application methods, the first method is the most commonly used and the safest. It is recommended that cardholders adopt the first method. kind.

The application process for a Bank of China credit card is basically the same as that for credit cards from other banks. First fill in the form, then provide credit information and submit it to the Bank of China Credit Card Center for review and wait for the card to be issued. Here we specifically explain the credit information that needs to be submitted during the Bank of China credit card application process. We hope that this Bank of China credit card application tutorial can help cardholders successfully pass the approval and obtain a high-limit credit card.

The basic materials that need to be submitted during the Bank of China credit card application process are:

Identity proof materials: ID card or household register or a copy of military officer's certificate, if you are a foreigner or a foreigner from Hong Kong, Macao and Taiwan If you are a foreigner, you need to provide a copy of your passport, residence permit, Hong Kong/Macau ID card, or Taiwan Compatriot Returning Permit. These identity proof materials are essential. No bank will approve a credit card for you without identity proof materials.

Proof of residence: These materials are mainly used to prove that you are a permanent resident of a certain place, which facilitates the bank to control risks. The types of materials can be water, electricity, gas, fixed phone bills (optional) A) A copy of the latest payment slip.

Credit proof materials: Provide these materials to prove that you have enough ability to repay the expenses incurred by using your credit card. The type of materials can be the salary slip or income certificate issued by the applicant’s workplace (need to be stamped with the company’s financial stamp), or a copy of the salary passbook/bill issued by the bank (requires salary entry information for the last three months), or a copy of the personal income tax withholding voucher (the most valid).

The above materials can basically determine whether Bank of China will accept your credit card application. If you can provide the following materials based on the above materials, it may increase the credit limit of your credit card to a certain extent. : Copies of the most recent two to three monthly statements of commonly used credit cards; copies of documents proving that you own your own real estate (the head of the household on the real estate certificate is you, don’t take your parents’. No!); copies of the original and duplicate of the motor vehicle registration certificate One copy of each (the same as the real estate certificate is required); a copy of the bank’s fixed (current) deposit certificate (folded) (same as above)