yes. Many people apply for credit cards because of the preferential activities provided by banks. These people register credit cards to get preferential activities, and then want to cancel their credit cards when they receive gifts. However, after handling the credit card, the bank can cancel it after sending something. After all, the bank has no time limit for canceling credit cards.

However, since a credit card is processed and a gift is received, it is necessary to cancel the card. Therefore, whether calling the bank to cancel the card or going to the bank branch counter to cancel the card, the staff may try to retain it. If the user decides to cancel the card, the staff will also help with the card cancellation business.

if the card is activated, you need to pay off the bill before you can cancel the card. After applying for cancellation, the bank has 45 days to review the credit card to see if there are any outstanding bills and whether the balance has been paid. If there are no outstanding bills and the balance has been paid, the bank will officially cancel the card after 45 days.

It is worth noting that this behavior of canceling the card after handling the gift in Kolor may affect the credit of the account. Therefore, it may be more difficult to apply for a credit card in the bank in the future, and it is very likely that the application will not pass.

what is a credit card?

a credit card, also known as a credit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with the name of the issuing bank, expiration date, card number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to a special business service department for shopping or spending, and then the bank will settle accounts with merchants and cardholders. Cardholders can overdraw within the prescribed limit.

the credit card stipulated in the relevant laws of China ("the NPC Standing Committee's Interpretation of the Provisions on Credit Cards in the Criminal Law of the People's Republic of China") refers to an electronic payment card issued by a commercial bank or other financial institution with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the Credit Card standard is Credit Card.