According to the official regulations of Alipay, from 201610/2, users will transfer money to their bank cards through online merchants' banks, and the part exceeding the basic free quota will be charged at 0. 1%, with a minimum of 0. 1 yuan per transaction.
In order to ensure the safety of customers' funds in online banking, banks will limit the single amount when customers transfer money or buy online through online banking.
Provisions on online banking transfer limit of major banks:
Industrial and Commercial Bank of China: single pen: 50W. Daily cumulative: 250W
Agricultural Bank: Not yet determined.
Bank of China: 1, single transaction in the system: 20W, daily cumulative: 100W. Cross-bank single transaction: 2W, daily cumulative: 50W.
China Construction Bank: 1, single transaction in the system: 20W, daily cumulative: 100W. 2. Inter-bank single transaction: 20W, daily cumulative transaction: 100W.
Bank of Communications: 1. System single transaction: 100W, daily cumulative: 100W ... 2. Inter-bank single transaction: 10W, daily cumulative transaction:100w.
China Merchants Bank: Unlimited
Guangdong Development Bank: Unlimited
China everbright bank: within the system 1, 5000W w. 2. Interbank 10W.
Postal savings: not yet determined.
Minsheng Bank: single transaction: 50W, daily cumulative: 200W.
Shanghai Pudong Development Bank: Mobile phone: 5W. Certificate: 200W
China CITIC Bank: No limit.
Online bank transfer, the amount is less than 5000 yuan, most banks are free of charge. From 5000 yuan, banks began to charge fees, regardless of inter-bank or peer.
When the transfer amount is 5000- 10000 yuan, the handling fees of ICBC, CCB and ABC are all 5 yuan/transaction, the handling fee of BOC is 10 yuan/transaction, and the handling fee of Bank of Communications is 8 yuan/transaction.
When the transfer amount is 10000-50000 yuan, the handling fees of ICBC, CCB and ABC are all 7.5 yuan/transaction, BOC 15 yuan/transaction and Bank of Communications 12 yuan/transaction.
When the transfer amount is more than 50,000 yuan, the handling fees of ICBC, CCB and ABC are charged at 0.0/kloc-0.5% of the transfer amount, with 25 yuan capped, Bank of China charged at 0.03% of the transfer amount, 50 yuan charged at 0.24% of the transfer amount, and Bank of Communications charged at 0.24% of the transfer amount, with 40 yuan capped.
According to the relevant regulations of the People's Bank of China, the service hours of ICBC and other banks for transfer and remittance are 9: 00- 17: 00 every working day. For the transfer and remittance between ICBC and other banks, the handling fee shall be charged at 1% of the transfer and remittance amount, and the lowest 1 yuan shall be charged at the highest 50 yuan.
The name of the payee of foreign exchange remittance must be the same as the name of the remitter, or the remitter's immediate family. If the payee's name is different from the remitter's name, proof that the payee and the remitter are immediate family members must be presented. "Immediate family members" include "spouse, father (mother) and son (daughter)".
The nature of your foreign exchange remittance collection account and payment account in the same city must be the same, that is, "bill-to-bill account and remittance account-to-remittance account", that is, "the nature of bill/remittance remains unchanged before and after fund transfer".