Analysis of Frequently Asked Questions about CCB Credit Card Application Online

CCB’s credit card can be said to be the easiest to apply for among state-owned banks. Cardholders in need can apply online because online application Credit cards are convenient and fast. You only need to fill out an application form on the website and submit it. Many cardholders don’t know much about applying for CCB credit cards online and often have questions of one kind or another. We have compiled some common questions to analyze for you.

Question 1. What conditions must be met to apply for a CCB credit card online?

Answer:

For CCB credit card, you can apply for the main card online, or you can apply for a supplementary card, so the application conditions are different:

1. Main card: As long as you are between 18 and 70 years old and have full capacity for civil conduct, have a stable career and income, can repay principal and interest on time and have good credit, you can apply for a CCB main credit card online.

2. Supplementary card: For those who have full capacity for civil conduct or are over 13 years old and have limited capacity for civil conduct, the principal cardholder can apply for an additional card online.

Question 2: How to apply for a CCB credit card online?

Answer:

There are many online application channels for CCB Credit Card. You can open the CCB Credit Card official website, click "Credit Card Online Application" - "Apply Now", and fill in the application page that opens. Once you have the relevant information, just submit it.

Question 3: How to check the progress of applying for a CCB credit card online?

Answer:

You can check the approval status of your credit card by clicking "Application Progress Query" on the CCB Credit Card official website and entering the ID number filled in when applying.

Or follow the CCB Credit Card WeChat official account. After entering the public platform, select the corresponding menu and follow the prompts to check the card application progress.

Question 4: How long does it take to apply for a CCB credit card online?

Answer:

When applying for a CCB credit card online, the time required to apply for a CCB credit card is different depending on the person applying for the card:

1. Apply for CCB for the first time For credit cards, if you pass the preliminary review, you will receive an interview text message on your reserved mobile phone. The review will be completed in about 2 working days after the successful interview, and the card will be sent out within 3 working days after the review is passed.

2. For customers who already have a CCB credit card or use CCB Online Banking Shield to apply for a card, the review will normally be completed within 5 working days, and the card will be sent out within 3 working days after the review is passed.

How to apply for a China Construction Bank credit card online?

1. Log in to the official website of China Construction Bank (find "Credit Card" under "Personal Customers" on the top navigation bar and click to enter.

2. On the left side of the entered page Find "Credit Card Online Application" in the sidebar and click to enter.

3. Select your city and the type of credit card you want to apply for, and submit the application according to the prompts.

4. Follow the application process. Just complete the relevant steps (you also need to fill in your mobile phone number, ID card number, etc.)

1. Identity certificate refers to the resident ID card, military officer ID card (armed police officer ID card), and Hong Kong and Macao residents traveling to the mainland. Pass, Mainland Travel Permit for Taiwan compatriots, passport, work certification documents, etc.

2. Proof of financial resources. Proof of income, income tax, social security and withholding certificates issued by the unit, self-owned car driving license, ICBC time deposit certificate. and other information.

How to apply for a CCB credit card?

Applying for a CCB credit card can be done through the following electronic channels:

1. Log in to mobile banking and go through Apply through the "Credit Card-Card Service-Card Service-Credit Card Application" menu

2. Follow and enter the "China Construction Bank" WeChat official account, and go through the official account "Credit Card-Recommended Card Application/Progress/. "Rights" menu to obtain relevant links.

3. Log in to personal online banking and apply through the "Credit Card-I want to apply for a card-Credit Card Application" menu

. 4. Enter the home page of the CCB official website, Process through the "Personal Customer-Credit Card-Credit Card Application" menu

(Please refer to the actual situation in case of business changes.

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How to apply for a China Construction Bank credit card online

Enter the CCB official website, click on the credit card, and select the credit card application below. Select the type of credit card you want to apply for and click Apply. After entering the application page, follow the page After filling in the content, click Next, fill in according to the prompts until you click Finish, and the application is successful. After the application is successful, if the bank approves it, the card will be mailed to the address filled in.

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit. Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.

The bank will determine whether to issue a credit card to the applicant based on the application information and various aspects of the applicant's information and financial situation. Factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc. The specific factors and processes reviewed by the card issuing bank are commercial secrets and are generally difficult for outsiders to understand. The standards of each card-issuing bank are also different. Therefore, the same materials may be issued with different credit limits and different types of credit cards in different banks. Some banks may even approve the application, while others may reject it. . Since the card is sent by mail after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from fraud losses, the credit card has set up a card opening procedure before it is officially launched. Card opening is mainly done by phone or online. The relevant personal information provided during the application is checked. Once the information is met, the card opening process is completed. At this point, the applicant becomes the card holder and can officially start using it after signing on the back of the card. After opening a credit card, you generally need to set up a password for the card.

Can I apply for a China Construction Bank credit card online?

Yes, the online credit card application service has been available for a long time.

Log in to the CCB Credit Card homepage, click Apply for a Credit Card Online on the left, select the card type, complete the electronic application form, and then submit. This method is more convenient. If you do not verify the online banking shield when applying for the first time, the bank will notify you by text message or phone call to go to the nearest branch for an interview. You only need to provide your personal documents for the interview, and no other financial proof is required.

In addition to this method, you can also apply at a nearby CCB branch. You need to bring your personal ID and proof of financial resources. Proof of financial resources includes: a. Copy of local real estate certificate whose property rights belong to you or others b. Copy of house/car purchase invoice c. Copy of motor vehicle driving license of the People's Republic of China and the People's Republic of China d. Construction Bank savings Copy of passbook or deposit receipt, etc.

The basic conditions for applying for a CCB credit card are: be between 18 and 70 years old and have full capacity for civil conduct; have a stable career and income, be able to repay principal and interest on time, and have good credit.

This is the end of the introduction about the CCB credit card online application and the CCB credit card online application that failed to pass the facial recognition application. I wonder if you found the information you need?