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Can I cancel my credit card 45 days ago?
Yes, but it must be revoked within 45 days. In the case of less than 45 days of credit card cancellation, the cardholder can directly call the customer service phone of the credit card to apply, or directly use the credit card to cancel the consumption. Because 45 days is a liquidation cycle, it is also a period of repentance. As long as it is less than 45 days, the account can be closed. However, once it exceeds 45 days, the credit card will be automatically cancelled and will not be revoked.

It is worth noting that after the cancellation of the credit card, if you want to continue to use the credit card, you can only apply for a new credit card. However, if the account cancellation of the credit card is unsuccessful, but the credit card has been destroyed, the cardholder can also reissue a new card to the credit card bank.

What is account cancellation?

Account cancellation refers to the abbreviation of account cancellation in the bank account of the account opening unit. If it is necessary to cancel the account due to the cancellation, merger, migration and other reasons of the unit or institution, the bank shall go through the formalities of canceling the account. At the time of cancellation, the unit must go to the bank to inquire about the deposit (loan) account balance, and then settle the deposit (loan) balance with the relevant vouchers issued by the unit and return all kinds of blank important vouchers. After the account is cancelled, all problems arising from the failure to return blank important vouchers shall be borne by the account cancellation unit. When the current savings account needs to be closed, the passbook should be recovered and cancelled.