1. If the available limit of your credit card becomes a negative number, it means that you have over-spent. During repayment, the excess consumption will be offset first to restore the normal available limit. You can only continue after the available limit is restored. consumption use.

2. The negative number displayed on the credit card self-service device indicates the extra money in your account, and the positive number displayed indicates the amount owed in your account. If the credit card balance shows -1000, it means that you have deposited 1,000 yuan more, not that you owe 1,000 yuan. The excess money deposited on a credit card is called overpayment. It is recommended not to withdraw it in a hurry. It can be used for the next repayment or directly spent. Most local banks are free to withdraw the overpayment, but some banks charge a fee. Specifically Based on bank charging standards.

1. Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also It also has many special functions to provide cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel". Ping An Bank Credit Card Center was established in 2000 and settled in Qianhai, Shenzhen in 2015. It was upgraded to a credit card franchise with secondary legal person qualifications and relatively independent operations. As of November 2018, the number of cards in circulation has exceeded 50 million. Ping An Bank is one of the main business departments of Ping An Group of China and an important part of the comprehensive financial service platform of Ping An Group of China. As a joint-stock commercial bank operating across regions, Ping An Bank has a registered capital of RMB 5.461 billion and total assets of more than RMB 130 billion. Its head office is located in Shenzhen, and its business outlets are located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.

2. In 2015, Ping An Auto Owner’s Card won the “Shenzhen Banking Industry Financial Innovation Excellence Award” and “Shenzhen Nanshan District Financial Innovation Contribution. Ping An Auto Owner’s Platinum Credit Card won the 2017 Nandu Golden Brick Award for “Most Consumption” The "Grand Award" for credit cards that readers love; Ping An Platinum Credit Card and Ping An Elite Platinum Credit Card won the "2017 Excellent Credit Card Service Bank" award at the "6th China Financial Excellence Awards" hosted by the "Economic Observer". By "Daily Economic News" 》The 2018 China Financial Development Forum and the 9th "Golden Tripod Award" award ceremony were held in Shanghai. Ping An Bank Credit Card Center won the "Outstanding Credit Card of the Year" award.