Generally speaking, domestic bank card withdrawals at overseas ATMs are processed in two modes: current and other: current: processed through the bank's internal network, that is, the card-issuing bank and the acquiring terminal. They are all from the same bank, they handle it in-house, the settlement is fast, and there is no need to share handling fees with others. At present, all major domestic banks are expanding their business overseas on a large scale. For example, ICBC's business has covered 40 countries and regions around the world. It has launched a wide range of personal financial retail businesses in areas with dense Chinese populations such as Macau, Hong Kong, and Canada. Therefore, in In these areas, if you have a bank card issued by Universe Bank, you can usually find one of Universe Bank's own ATMs, and deposits, withdrawals and transfers will definitely be successful. However, Taiwan has not yet entered ICBC's territory (it is said to have plans to acquire local banks), so the questioner currently cannot find ICBC's own ATM in Taiwan, so he can only take the second path below. On behalf of others: Processed through the network of card-operating organizations. As long as the issuing bank and the bank to which the acquiring terminal belongs belong to the same international card organization, normal deposit and withdrawal transactions can be carried out.