What does China Merchants Bank’s credit card value-added service fee mean?

China Merchants Bank’s value-added service fee means that you can obtain relevant rights or value-added services by redeeming points or paying. If each principal cardholder (regardless of how many principal cards he holds) can only customize one value-added service of each type, and if a principal cardholder customizes multiple value-added services of the same type, the protection he enjoys will only be limited to A guarantee for this value-added service

The value-added service fee refers to a professional service company or an independent service agency of a certain manufacturer. It is paid for services provided to users of products that have exceeded the warranty period. , and not only the cost but also a certain amount of service fee must be charged.

General services

Maybe most readers are not very clear about the concept of "service", and more people may confuse the concepts of IT "value-added services" and "normal services" . "Ordinary services" generally refer to the free services that brand machine manufacturers provide for product quality assurance on their products during the three-guarantee period, such as replacement of accessories or installation of systems, etc.

Because this is the service standard that manufacturers must promise according to regulations during the three guarantee period. There are also lifetime 24-hour hotline response services provided by some server manufacturers, or lifetime software and hardware free support services. There are also free upgrade services provided by software manufacturers for their software products, and one-year warranty services provided by accessory manufacturers for their products.

We collectively refer to these services as "ordinary services", which means that these services are services that manufacturers promise to provide in accordance with regulations, and they are free and do not charge service fees.

IT value-added services

IT value-added services refer to those professional service companies or independent service agencies of a certain manufacturer. Services for users of products beyond the warranty period are paid, and not only the cost but also a certain amount of service fees are charged. Because at present, most manufacturers mainly provide services for their products during the warranty period. There are few manufacturers that provide services specifically for products outside of warranty.

At first, when this market was not yet popular, it did not attract the attention of investors. As domestic computer users continue to grow exponentially, this market is slowly emerging, but it is not yet large-scale and is still relatively chaotic.

In fact, "IT value-added services" is still a relatively unstandardized name at present. The author calls it "IT value-added services" mainly because it can be sold as an independent product, and the market is relatively independent. It is extensive and can generate relatively high economic value.

How long does China Merchants Bank’s credit card value-added service fee of 120 yuan last for?

1. China Merchants Bank’s credit card value-added service fee of 120 yuan is for one year. The bank’s value-added service fee refers to China Merchants Bank’s value-added service fee. Users can obtain relevant rights and value-added services by redeeming points or paying. The difference between value-added service fees and ordinary services. Perhaps most readers are not very clear about the concept of "service", and most people may confuse the concepts of IT "value-added services" and "ordinary services". "General services" generally refer to the free services that current brand phone manufacturers provide for product quality assurance on their products during the three-guarantee period, such as replacement of accessories or installation of systems, etc. Because this is the service standard that manufacturers must promise according to regulations during the three-guarantee period. There are also lifetime 24-hour hotline response services provided by some server manufacturers, or lifetime software and hardware free support services. There are also free upgrade services provided by software manufacturers for their software products, and one-year warranty services provided by accessory manufacturers for their products. We collectively refer to these services as "ordinary services", which means that these services are services that manufacturers promise to provide in accordance with regulations, and they are free and do not charge service fees.

2. China Merchants Bank’s value-added service fee means that you can obtain relevant rights or value-added services by redeeming points or paying. If each principal cardholder (regardless of how many principal cards he holds) can only customize one value-added service of each type, and if a principal cardholder customizes multiple value-added services of the same type, the protection he enjoys is only A guarantee for this value-added service. To apply for value-added services of China Merchants Bank credit card, you need to pay RMB 5 per month. In addition, IT value-added services IT value-added services refer to those professional service companies or independent service agencies of a certain manufacturer. Services for users of products beyond the warranty period are paid, and not only the cost but also a certain amount of service fees are charged.

Because at present, most manufacturers mainly provide services for their products during the warranty period. There are few manufacturers that provide services specifically for products outside of warranty. At first, when this market had no climate, it never attracted the attention of investors. As domestic computer users continue to grow exponentially, this market is slowly emerging, but it is not yet large-scale and is still relatively chaotic.

China Merchants Bank’s value-added service fee means that you can obtain relevant rights or value-added services by redeeming points or paying. If each principal cardholder (no matter how many principal cards he holds) can only customize one value-added service of each type, and if a principal cardholder customizes multiple value-added services of the same type, the protection he enjoys is only A guarantee for this value-added service. To apply for value-added services of China Merchants Bank credit card, you need to pay RMB 5 per month.

How to cancel the value-added service fee of China Merchants Bank's credit card

How to cancel the value-added service fee of China Merchants Bank's credit card:

1. Cancel by phone

Directly Call the official customer service hotline of China Merchants Bank Credit Card, follow the voice prompts to enter the manual service of China Merchants Bank Credit Card, and then apply to cancel the value-added service of China Merchants Bank Credit Card;

2. Cancellation on WeChat

Follow China Merchants directly The official WeChat official account of the bank credit card, then send "Cancel Customization" and follow the system prompts to cancel the value-added service;

3. Cancellation at the business outlet

Go directly with your credit card and ID The business outlets of China Merchants Bank handle cancellation procedures for value-added services.

China Merchants Bank is the first joint-stock commercial bank in China that is completely owned by corporate legal persons. [1] It was established on April 8, 1987 and is headquartered in Shenzhen.

On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange; on September 22, 2006, they were listed on the Hong Kong Stock Exchange. Mainly engaged in banking and financial services business. In January 2022, China Merchants Bank disclosed a performance report, achieving a net profit of 119.922 billion yuan in 2021, a year-on-year increase of 23.2%.

China Merchants Bank’s value-added service fee means that you can obtain relevant rights or value-added services by redeeming points or paying. If each principal cardholder (regardless of how many principal cards he holds) can only customize one value-added service of each type, and if a principal cardholder customizes multiple value-added services of the same type, the protection he enjoys will only be limited to A guarantee for this value-added service. To apply for value-added services of China Merchants Bank Credit Card, you need to pay RMB 5 per month.

The value-added services of China Merchants Bank Credit Card include the following:

1. Provide unlimited free roadside repairs

SOS will arrange for professional car maintenance personnel to arrive at the scene to quickly diagnose and troubleshoot simple mechanical faults, including changing spare tires, charging, adding water, and other mechanical repairs that take less than 25 minutes.

2. Provide free towing within 30 kilometers once a year

SOS will assist in towing the broken down car to the nearest repair shop (store) of the brand or International SOS Vehicle repair shops in the network.

What is the usage fee for China Merchants Bank’s credit card value-added services?

Value-added service usage fees: You can redeem points or pay to obtain related rights or value-added services.

If you do not want to subscribe, the cancellation method is as follows

Call the customer service hotline 4008205555---Enter the account opening ID number#---Check the password---9 and enter manually to cancel for you.

If WeChat is bound, WeChat will send "Cancel Customization" and follow the system prompts for you to proceed further.

Extended information

Value-added service fees

Differences

Ordinary services

Most readers may be confused about "services" "The concept is not very clear, and most people may confuse the concepts of IT "value-added services" and "ordinary services." "General service" generally refers to the free services that current brand phone manufacturers provide for product quality assurance on their products during the three-guarantee period, such as replacement of accessories or installation of systems, etc. Because this is the service standard that manufacturers must promise according to regulations during the three-guarantee period. There are also lifetime 24-hour hotline response services provided by some server manufacturers, or lifetime software and hardware free support services. There are also free upgrade services provided by software manufacturers for their software products, and one-year warranty services provided by accessory manufacturers for their products.

We collectively refer to these services as "ordinary services", which means that these services are services that manufacturers promise to provide in accordance with regulations, and they are free and do not charge service fees.

IT value-added services

IT value-added services refer to those professional service companies or independent service agencies of a certain manufacturer. Services for users of products beyond the warranty period are paid, and not only the cost but also a certain amount of service fees are charged. Because at present, most manufacturers mainly provide services for their products during the warranty period. There are few manufacturers that provide services specifically for products outside of warranty. At first, when this market had no climate, it never attracted the attention of investors. As domestic computer users continue to grow exponentially, this market is slowly emerging, but it is not yet large-scale and is still relatively chaotic.

Reference material: Baidu Encyclopedia: Value-added Service Fee

That’s it for the introduction to the value-added service fee of China Merchants Credit Card.