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Credit card bill, payment consumption, what does HP4 140 mean?
The payment category HP4 140 in the credit card bill is a digital ID.

When we use a credit card, every expense will appear in the bill, and many bills will show the payment category and characters. In this case, if you don't know what this means, you can consult the specific staff, because the meaning of the code displayed by each bank is different.

1. What is the relationship between credit card bill and credit card bill?

First of all, giving means giving. In the process of daily consumption, every time we swipe a credit card, a credit card bill record will be displayed. Many friends don't have the habit of keeping accounts every day, so they don't know what each bill means after the credit card bill, or even when it was paid. This situation is very dangerous. You don't have to know what credit card payment means, but you must have a full understanding of credit card bills. Generally speaking, we need to master several knowledge points related to credit card billing, such as credit card billing cycle, due repayment date of credit card, current repayment amount, minimum repayment amount of credit card, etc.

Second, try not to overdraw your credit card.

Many friends have the habit of overdrawing their credit cards, especially many friends who have just left society. After they just finished their first credit card, they thought they had enough spending power because they suddenly had a credit card limit. At this time, they will overdraw their credit cards at will, but they don't know that every consumption you make needs to be repaid. For the small partners who have just joined the work, the income level is difficult to meet the credit card consumption.

Every credit card consumption should be accounted for. Just as the subject asks what the payment category in the bill means, we should not wait until the bill is issued every month to calculate each account, but need to keep an account after each consumption and develop such a good habit of keeping an account.

Credit card is just a short-term cash flow thing. Many people misunderstand credit cards as their own assets. In fact, credit cards are only used for short-term capital turnover. When we need to buy something, we can use a credit card, but in daily life, it is best to use cash as soon as possible.