Customer service telephone number of Bank of Beijing credit card

As of March 22, the 24-hour customer service telephone number of Bank of Beijing credit card is 46-61169, and the e-mail address is "4661169@bankofbeijing.com.cn".

Bank of Beijing credit card discount activity-"over 199 minus 3" discount

Activity time: April 3, 22 to May 31, 22

During the activity period, Suning.cn Mall (APP/PC/WAP) will pay with Bank of Beijing credit card at 9: every Thursday and Saturday, and a single order with a payment amount of over 199 yuan will enjoy a discount of 3 yuan reduction. During the activity, each household is limited to one time a day, and each household is limited to three times during the activity. Concessions are limited, while stocks last.

Extended information

Consequences of overdue credit card

1. A penalty will be incurred, which is generally the minimum repayment amount, 5% of the unpaid part.

2, high interest, and it is a rolling interest, and interest is very scary when there are many debts.

3. The overdue period will stain the credit record, which will lead to the inability to handle financial needs such as house purchase and loan in the next two years.

4. If it is overdue for more than 3 months and the amount exceeds 1,, the bank has failed to make several reminders, and it will not only pay back the money, but also bear criminal responsibility.

Bank of Beijing official website-Credit Card

Bank of Beijing official website-Jingka has been decreasing constantly, and Suning.cn has chosen Baidu Encyclopedia-Credit Card at will.

The telephone number of Bank of Beijing Credit Card Center

is 4-66-1169, which can provide application progress inquiry, integral inquiry, balance inquiry, application installment, loss reporting and so on.

if the credit card is overdue, it will generate a penalty interest, and it will bear interest in full, with a daily interest rate of five ten thousandths. For example, if your credit card is overdue for 5, yuan and the overdue days are 3 days, then the penalty interest is 5,× .5 %× 3 = 75 yuan.

in addition to interest, overdue payment will also result in liquidated damages, and the collection standards of liquidated damages in different banks are different. Generally speaking, the collection standards of liquidated damages in most banks are basically set at 5% of the unpaid minimum repayment amount.

As we know, overdue is an act of dishonesty. Once the credit card is overdue, the bank will report the overdue record to the personal credit report of the central bank, and the overdue record will be kept in the personal credit report for five years. During this period, applying for a bank loan may encounter high interest rate and small amount, or even the loan application will be directly rejected by the bank.

at present, credit reports are mainly used in various consumer credit businesses of banks. With the continuous improvement of social credit system, credit reports will be more widely used in various fields such as commercial credit sales, credit transactions, recruitment and job hunting. In addition, the personal credit report also provides the inquirer with a way to examine and standardize his own credit history behavior, and forms a verification mechanism of personal credit information.

In addition, if the overdue period is particularly serious, the trip will also be affected, and it is impossible to spend money by plane, high-speed train, hotel and mobile phone, and children cannot attend key schools, so it is difficult to break their promises.

Credit card arrears are protected by law. If the cardholder maliciously overdraws and fails to pay it back within the time limit, it is suspected of credit card++crime, and will be punished by law and face jail. The punishment depends on the overdue circumstances. The more serious the circumstances are, the heavier the punishment will be. Those who are particularly overdue may even be sentenced to+++.

It is the bank that suffers the most from the cardholder's overdue payment. In order to reduce the loss, the bank will generally reduce the cardholder's credit card limit, or even directly close the card. Once the credit card limit is lowered or blocked, it is difficult to withdraw or unblock it. If you use a credit card, you must repay it on time. Overdue behavior is not desirable. You must never try your life, and you must not be lucky, otherwise the consequences will be very serious.

how about the standard credit card of Bank of Beijing?

Bank of Beijing Standard Credit Card is a credit card jointly issued by Bank of Beijing and China UnionPay. It has basic functions such as credit consumption, cash deposit and withdrawal, transfer and settlement, etc. It can be used by merchants and ATMs with the "UnionPay" logo at home and abroad, and cardholders can enjoy corresponding value-added services according to the credit rating and product category of their credit cards.

1 yuan is the standard credit card annual fee of Bank of Beijing, which is free of the first year, and the annual fee of the following year is free of swiping the card five times. The longest interest-free period is 5 days, the credit line is 1-1, and the withdrawal amount is 5% of the credit line. Besides, what are the characteristics of the standard credit card of Bank of Beijing?

consume first, then repay, and there is no need to deposit cash. Bank of Beijing credit card, you can spend it first and then repay it. You can swipe your card without pre-existing cash, and enjoy the longest interest-free repayment period of 5 days, so that you can spend happily and manage your finances flexibly.

easy to use. No matter whether you are in China or overseas, you can use the Bank of Beijing credit card freely on all special merchants' consumption and self-service machines with the "UnionPay" logo, and enjoy the fun of life in the credit age.

cash withdrawal by credit card. No matter at home or abroad, you can withdraw cash from all our business outlets and ATMs with the logo of "UnionPay" with the Bank of Beijing credit card, which provides convenience for emergency use and makes you travel without worry.

optional password for swiping the card. When spending money by swiping your card in China, Bank of Beijing Credit Card provides you with two ways to confirm your consumption, namely "signature" or "signature+password", which fully guarantees your card safety. You can choose either way to confirm your consumption according to your needs.

724 hours customer service. Whenever, you just need to call our 24-hour customer service hotline 46-61169, and our customer service staff will help you solve all the problems of using the card online, which is professional, convenient and easy. Bank of Beijing credit card, you can spend it first and then repay it. You can swipe your card without pre-existing cash, and enjoy the longest interest-free repayment period of 5 days, so that you can spend happily and manage your finances flexibly.

SMS notification. When your credit card is spent above 3 yuan (excluding), we will send a short message to remind you free of charge, so as to fully protect your credit card safety.

so much for the introduction of credit card services in Beijing.