② Generally, only farmers, businessmen, urban residents, public officials, small and micro business owners and other natural persons can apply, and applicants must have full capacity for civil conduct.

(3) Applicants must have a stable income. When applying, they can provide more relevant information that can prove their economic income, such as real estate license or purchase contract, automobile driving license, etc. To ensure that you have the ability to repay on time, individual industrial and commercial households need to operate normally when applying.

The applicant's personal credit must be good, and there is no serious overdue record.

What does a convenience card mean?

Convenience card is a kind of credit card introduced by some banks. Usually, the difference between convenience credit cards and ordinary credit cards is that convenience credit cards can enjoy convenience services beyond the functions of ordinary credit cards, while ordinary credit cards cannot.