Hello, the basic functions of credit cards are the same. You can use the card for consumption, online payment, etc. Our bank will launch different discounts and promotions for different credit cards from time to time. Due to different personal preferences, It is recommended that you choose according to your own preferences. If you need to know the detailed information of the credit cards currently launched by our bank, please log in to the credit card website?/?, click "Apply for Credit Card" - "Credit Card Family Portrait", and select the card you are interested in to inquire .
If you apply for a China Merchants Bank credit card, the most important conditions are that you are 18-60 years old, have a stable job and income, and the necessary application documents are a copy of your identity certificate and a work certification document, both of which are indispensable. If you can provide other supporting documents of financial resources, it will be more helpful for us to understand your personal situation and determine your credit limit. Detailed application materials are as follows: 1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required), military personnel need to provide a copy of the military ID card; 2. Proof of employment: it can be issued by the unit where you are employed. Original work certificate (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), or a copy of the original and marked work permit/plate that has been verified by the promoter; 3. Proof of financial resources. : If you want to apply for a credit card with a relatively large limit or a gold card or a card above the gold level, it is recommended to provide more financial information. It can be salary records issued by the bank, or income tax withholding vouchers, or documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other documents that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc. The main ones are your large deposit slips, real estate certificates, and copies of driving licenses for high-end private cars. If you can provide relatively complete financial documentation, it will be more helpful for us to understand your personal situation and determine your credit limit.
There are 3 application methods: 1. Online application: /CCPRODUCT/newcustomer.aspx; 2. Please bring your original identity certificate, work certificate and financial support documents to any business outlet of China Merchants Bank to apply in person. 3. You can add "China Merchants Bank Credit Card Center" as a friend through WeChat and click "I want to apply for a card" to apply. Please note that credit card issuance will be subject to final review results.
If you have any questions about other China Merchants Bank credit cards, please search 4008205555 in QQ corporate friends and add China Merchants Bank Credit Card Center as a friend; or search the number "cmb4008205555" in WeChat and follow China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!