Transaction summary means to fill in the remittance, so that the payee can know how much the fee is, and it can also be convenient for later inquiry.

In online banking transactions, large transactions and abnormal flows of personal accounts will be monitored and managed by the central bank. Among them, there are not only the income and expenditure of bank accounts, the income and expenditure records of online banks, but also the records of non-bank payment institutions such as Alipay and WeChat Pay. In the future, individuals who spend more than 50,000 yuan on Alipay or WeChat shopping and transfer more than 200,000 yuan may be included in large suspicious transactions for monitoring.