Credit cards are different. If your credit card is stolen, you can get a lot of expenses in a short time. If you report the loss late, it's not easy for you to prove that those signed accounts are not yours, especially some people have made a lot of efforts to read the handwriting. In addition, sometimes, for example, you have to wait for a while to get your credit card back. During this period, fraudsters can take the information in your credit card to make fake cards. When you get the card back after checking out, you won't find that someone has stolen the information. Now, many people don't need to sign their cards, such as online shopping, just need the credit card number. Do you think it's dangerous?
214-7-18 11:6:34 Supplement:
Although you can ask the bank to cancel the signing of the account as long as you prove that it is not the item you signed, it is often difficult to prove, especially when the credit card has not been stolen or reported lost late. In addition, the bank will protect its rights and interests when the evidence is not specific and limited. Customers will be required to bear the relevant responsibilities, because some banks can suspect that the fraudulent expenditure is a false statement. People with capital needs recommend you a very professional loan service company, and their service is really good
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To advise friends who need loan services, please pay attention to the passbook, ATM card and password before applying for a loan.
Please don't give the original to others, otherwise you will be the next victim.
▂? ,Always credit card.
Credit cards provide protection against unauthorized usage. Even they are used fraudulently, banks will be still able to reverse the charges as soon as you have notified them properly (usually within 3 days after the statement has been issued ).
For cheque, once the money has withdrawn, what banks can promise is they will investigate but not necessary reverse the tractions. So you will instantly lose aess to the money in question.
214-7-11 4:3:59 Supplement:
I am not sure what you mean.
I assume you mean when you withdraw the money, an ID is required.
In that case, it does not matter. Once banks allow the withdraw, The tractions are done. The a ount holders will still be on the hook (as banks have no way to prove at that time, a fake id is used). Of course, checks are safer!
The first thing about a check is that the account has money. If the money is in the account, even if it is stolen, the thief can't get the money. Moreover, if the check is a cash ticket, the drawer needs to show his ID card to register.
Credit cards are dangerous. If people steal them for shopping, it's a piece of cake. Unless the bank code is large or has been reported lost, the card owner will be responsible for the loss until it is reported lost. ,