You cannot change, you can only apply again.

1. Cancel the UnionPay credit card and apply for a VISA credit card again.

2. Apply for a dual-currency card, which can be used by both UnionPay and VISA

VISA: It is a credit card brand organized by Visa International in San Francisco, California, USA. Responsible for operation and management, it is a banking organization, not a bank, just like "UnionPay".

Dual-currency card: refers to a bank card issued by many domestic banks that has settlement accounts in two currencies, namely RMB and foreign currency accounts, and has the logo of UnionPay and another international bank card organization. In China, dual-currency cards usually use RMB as the settlement currency through the UnionPay settlement network. Overseas, you can use the settlement network of the international bank card organization designated by the dual-currency card logo to make payments in foreign currencies.