Hello, you can find relatives and friends to pay for it, and use other credit cards. You only need to pay the handling fee to extend the cardholder's credit card consumption period. If it is overdue for too long, the bank will sue the court for criminal responsibility. However, if the overdraft interest has been fully repaid after the public security organ files the case but before the people's court announces the judgment, it may be given a lighter punishment, and if the circumstances are minor, it may be exempted from punishment. If the amount of malicious overdraft is large, and all overdraft interest has been repaid before the public security organ files a case, and the circumstances are obviously minor, criminal responsibility may not be investigated according to law.