1. What kind of loans are available on WeChat?

The loans in WeChat are: 1. Weilidai: Weilidai is a personal credit loan launched by Tencent for WeChat users. It adopts a whitelist invitation system and cannot be opened by yourself. The maximum limit is 300,000 yuan. The daily interest rate is around 0.05%. 2. The official public account of the lending institution: Some WeChat public accounts can also apply for loans, such as Cash Bus, Change Money, etc. For more information about the loans available on WeChat, enter: /ask/95f49e1616092629.html?zd to view more content

2. What loans are available on WeChat to repay overdue credit cards

WeChat cannot handle loan business, and it is impossible to transfer money through loans to overdue credit card accounts.

3. Does WeChat have a personal loan function?

Weilidai requires users to use WeChat version 6.2.5 and above, and the login entrance is "Me-Wallet-Bank Card-Borrow Money". WeBank will use red dot reminders, and users can also take the initiative Check in WeChat. Users with the "Borrow Money" entry at the bottom of the card list are invited users.

First, WeChat real-name authentication, binding commonly used mobile phone numbers and bank cards.

Second, use WeChat to pay water and electricity bills, mobile phone bills, credit card repayments, etc.

Third, save more money on WeChat and purchase financial products appropriately

Fourth, open Didi on the WeChat platform to hail a taxi and go to Meilihuo to shop

Fifth, bypass QQ, use Tenpay more, and try to increase your QQ level as much as possible

Currently, Weilidai is launched on mobile QQ and WeChat channels, and now both adopt the "whitelist" promotion method , if there is no Weilidai in your WeChat, it means that you are not in the whitelist in WeBank. If you want to open Weili Loan, your personal credit and repayment ability, as well as your loan history, which is not as strong as other banks, are also factors to consider.

It is reported that Weilidai implements differential pricing in terms of loan interest rates. For example, an employee of a blue-chip company will enjoy a lower interest rate than the average. If it is a young user with a lack of credit history, the interest rate will be relatively higher. The single loan amount is 5 million to 200,000 yuan, and the loan period is divided into 5, 10, and 20 months. The daily interest rate range of the loan is generally between "more than 0.02% and more than 0.05%", while the average daily loan interest rate of general credit cards is between About 0.05%.

4. What are the borrowing opportunities on WeChat?

It is recommended to apply for a loan through formal channels: such as Agricultural Bank of China. The definition of Wangjie Loan refers to Agricultural Bank of China’s cash payment to Agricultural Bank of China individuals who meet specific conditions. Small-amount consumer loans issued by customers, with self-service application, fast payment, automatic approval, and self-service credit use. Application conditions (1) Basic conditions 1. Be at least 18 years old and not more than 60 years old, have the nationality of the People’s Republic of China, and have full capacity for civil conduct. 2. Hold legal and valid identity documents. 3. Be an electronic banking customer of our bank and hold a security certification tool issued by our bank. (Currently only second-generation K-Bao customers are supported) 4. The credit status is good, 5. There is no unexpired "NetJiedai" loan limit, and there is no unsettled "NetJiedai" loan balance. 6. Stable income and the ability to repay credit on schedule. 7. The purpose of the loan is reasonable and clear