Agricultural Bank of China Universal Fund refers to the installment payment business of "consumer reserve fund", which refers to the business that the cardholder applies for installment quota from Agricultural Bank of China, and after the approval of Agricultural Bank of China is successful, the consumer funds will be transferred to the designated credit card, and the cardholder will repay the principal and a certain amount of installment fee in installments. You can apply at Agricultural Bank outlets, or you can call the customer service phone of Agricultural Bank. You can ask the bank staff about the amount, handling fee, installment number, etc.

The application for consumption reserve shall meet the following basic access conditions:

1. The applicant must be the cardholder of ABC's personal credit card, with normal account status and good credit standing.

2. When applying for the consumer reserve fund, there is no credit card (that is, the consumer funds are transferred to the credit card), and there is an overdraft.

3. Meet other access conditions stipulated by the regulatory authorities and the Agricultural Bank of China.

Specific application and processing, you need to bring your ID card and related materials to the bank counter. After successful handling, you should repay the loan on time to avoid the influence of overdue on personal credit information.