1. National Staging Music: After the application for National Staging Music is approved by the Credit Card Center of Minsheng Bank, the bank will release the funds to the applicant's debit card, and the cardholder will repay the installment cash according to the contract. The installment amount of national installment music does not occupy the credit card limit, and the number of installments that can be applied for is 3, 6, 9, 12, 18 and 24.
2. Cash installment: Credit card cash installment refers to transferring the amount within the cash installment limit to my debit card account, and then repaying the credit card in installments. Cash installment does not require interest, but it requires a handling fee. The handling fee standard is as follows:
(1) is divided into three phases, and the handling fee rate is 0.90%/ phase;
(2) There are 6 installments, 9 installments, 12 installment, 18 installment and 24 installment, and the handling fee rate is 0.75%/ installment.
Among them, the fees for the third installment are collected in one lump sum, and the fees for other installments are collected in installments, with the fees for each installment = total amount of each installment * rate for each installment.