China Construction Bank credit card points redemption includes the following four ways:
China Construction Bank Credit Card Points Exchange Method. Apply for redemption of credit card "selected points gifts" on CCB website through channels such as CCB website, self-service voice phone and SMS.
Credit card points exchange method of CCB II. When CCB points exchange partners swipe their cards, they will use points to offset some consumption and exchange gifts.
Three credit card points exchange methods of China Construction Bank. Longka automobile card points holders can call the CCB customer service hotline at 400-820-0588 to apply for points exchange for refueling fees.
China Construction Bank four credit card points exchange methods. Dragon Card of China Eastern Airlines, Dragon Card of Shenzhen Airlines, Dragon Card of China Southern Airlines and Dragon Card of Shanghai Volkswagen are designed for designated gifts and do not participate in the above redemption.
Cardholders can apply for redemption through CCB website, self-service voice phone and SMS. The success of the application will depend on whether the cardholder's points deduction is enough and the gift inventory. The specific method is as follows:
(1) Online application for credit card points redemption of China Construction Bank: registered users log in/guests log in, select gifts with points, place an order according to the prompts, and complete the order by confirming the redemption information such as gift quantity and delivery address, and entering the mobile phone number, credit card and other simple steps.
(2) Self-service application for credit card points redemption by voice telephone: Call the points redemption hotline (021-50619818) and submit the redemption application according to the operation steps.
(3) Application for redemption of credit card points of CCB: The cardholder sends a short message to apply for gift redemption through the reserved mobile phone of CCB's credit card system. The short message editing format is LPDH# followed by # gift number (7 digits) and sent to 95533.
(4) CCB credit card points can be exchanged for diamond credit cards and platinum credit cards (exclusive version and elite version). Cardholders can call 400-888-8858 to apply for redemption of points gifts.
How to exchange credit card points for cash?
Different banks have different ways to exchange credit card points for cash. Taking Guangfa Bank as an example, the steps of converting points into cash are as follows:
Operating environment:
Brand model: iPhone 13
System version: iOS 15.4
Application version: v7.0.6
1. Search to open the website of credit card integral area of Guangfa Bank.
Second, click "Personal Center" at the top of the page to log in.
Third, find the amount you want to exchange in the signing amount.
4. Click "Buy Now" and enter the password.
First, it can be divided into bank cards and non-bank cards according to the different card issuers.
Bank card: This is a credit card issued by the bank. Cardholders can shop at the special merchants of the issuing bank, or withdraw cash at any time at the outlets of the issuing bank or at places with ATMs.
Non-bank card: This kind of card can be divided into retail credit card and travel entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are specially used for shopping in designated stores or filling gas stations. , and settle accounts regularly. Travel and entertainment card is a credit card issued by airlines, travel companies and other service industries, which is used for ticket purchase, dining, accommodation, entertainment and so on.
Two, according to the issue of different objects, can be divided into corporate cards and personal cards.
Company card: the company card is issued to various industrial and commercial enterprises, scientific research and education institutions, state party and government organs, military units, organizations and other legal person organizations.
Personal card: Personal cards are issued to individual urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable income sources. The personal card is applied in the name of an individual and bears all the responsibilities for its use.
Three, according to the cardholder's reputation, status and other credit status, can be divided into ordinary cards and gold cards.
Ordinary card: ordinary cards are issued to cardholders with average economic strength, reputation and status, and the requirements are not high.
Gold card: Gold card is a kind of advanced credit card, which pays a high membership fee and enjoys special treatment. Card issuers are institutions with high credit, strong repayment ability, credit or certain social status. The starting point of gold card authorization limit is higher, and the additional service items and scope are wider, so the requirements for related service fees and deposits are higher.
How to exchange credit card points of Agricultural Bank of China?
Hello, please redeem points through the following channels:
1. Zhangyin: Please log in to Zhangyin APP and click "Home → Credit Card → Points → Redeem Now".
2. Online Banking: Please log in to personal online banking and click "Credit Card → Points → Redemption".
3. Credit card WeChat: Please pay attention to the official account of "Agricultural Bank Credit Card" WeChat, and click "Rights/Notes → My Points → Point Redemption" at the bottom of the page to apply for point redemption.
4. SMS: Please use the mobile phone number reserved in the credit card system of Agricultural Bank of China to send the SMS "Last four digits of CCJFDH# # Gift number (4 digits) # Redemption quantity (2 digits)" to 1069095599 to submit an application for redemption of points.
5. Customer service hotline: Please call the credit card customer service hotline 4006695599 to apply for points redemption.
6. Designated merchants: Please go to our point consumption cooperative merchants and redeem points through POS machines (please visit the credit card page of our website for the list of point consumption cooperative merchants).
(Answer time: 202165438+February 20th. In case of business change, please refer to the actual situation. )
How to exchange credit card points for cash?
Can't exchange cash, mainly gifts, gas bills, phone cards, etc. There is no such thing as direct cash exchange.
1, credit card points can be redeemed for air miles and, to a certain extent, air tickets. Then you can find some people who do air ticket transactions, exchange points for air tickets according to their needs, and then sell them points to get cash.
2. Many bank credit card points can also be exchanged for movie tickets, and then the exchanged movie tickets are sold to get cash;
3. You can still get cash by exchanging points for gifts in the credit card mall and then selling them online.
Give gifts to each other, offset consumption, etc. At the bank. But many customers forget to use these points for one reason or another after spending. There is no problem with the points that can be saved permanently, but some banks will automatically "clear" the points after one or two years.
Extended data:
Huaxia Bank Credit Card Center said that if the cardholder's accumulated points have any of the following abnormal transactions and cannot be proved as real transactions with valid vouchers (such as invoices), he has the right to take control measures such as not accumulating points, freezing points, and canceling accounts. (After the customer's points are frozen, the points cannot be exchanged, and no non-deposit transactions can be conducted after the account is closed).
If the cardholder's account or card status is abnormal (including but not limited to inactivity, overdue, account card payment suspension, freezing, account cancellation and loss reporting), and the points are frozen and suspected of taking points, the points will not be exchanged for gifts or services.