Does China Construction Bank provide a follow-up call when applying for a credit card?
Not necessarily, it may or may not be the case. When applying for a credit card, the time for telephone credit inquiry is not fixed, and whether a callback will be conducted depends on the circumstances of each applicant. That means you may or may not get a call. For example, if all of your conditions are in good condition, and the information is filled out clearly and completely, and is true and valid, then we will not call you back and directly approve the card. For another example, if your materials or information are false, you will be rejected directly and there will be no return call. For another example, the bank requires that among the 10 applicants, there must be an average person who wants to make a return visit. If you are selected at random, you may receive a call for a return visit. For example, if the bank needs to further confirm your situation with you, it will call you back. In short, during the application process, your mobile phone should be kept open at the end. If you miss the call, it may affect the approval result.
How long does it take to apply for a China Construction Bank credit card online and receive a follow-up call?
1. If the information you submit is complete and meets China Construction Bank’s card application conditions, under normal circumstances, China Construction Bank will automatically From the date of receipt of the submitted information, the card will be sent to the billing address filled in your application form within 20 working days.
If additional supporting documents are required, the time to apply for the card may be extended accordingly.
You can log in to the China Construction Bank Credit Card website and learn about the card application review status by yourself through the "Application Progress Inquiry".
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2. 1. Apply for a CCB credit card on the power grid. The procedure is relatively simple. Go to the CCB credit card homepage, click on the "Credit Card Service Hall" on the left - apply for a credit card online - fill in the options according to the options - just submit. No additional payment is required. For proof of financial resources, the bank will focus on the property of the landlord, social security, provident fund, personal tax, personal credit, etc., which can be checked online (if these are not paid much or have not been paid, this method is not very recommended). After the pre-approval is passed, an interview SMS will be sent to you, and then you can bring your ID card and the application code of the SMS to any branch for an interview. After the interview is completed, the card will be issued unless there are special circumstances. (Or just reject it directly, and you will be notified by text message if you reject it)
2. You can also apply online. This is the traditional method of applying for a credit card. When applying, you must bring proof of work income (work permit from the unit, Employment certificate, salary card statement (preferably more than 3 months), tax bills, social insurance policies, provident fund bills, etc. for the past 3 months. Not all of these are required, just have them). If you can attach some proof of financial resources, For example, real estate, automobiles, and time deposit certificates from China Construction Bank are very helpful for debit cards. (When proof of work income cannot be fully provided, it is best to have proof of financial resources)
How many days does it usually take to apply for a follow-up visit for a China Construction Bank credit card?
This is not fixed. It depends on the applicant's situation before deciding whether to make a return visit. If the situation can be verified directly and there is no problem, you may not receive a return call. For example, when applying online, banks usually focus on the nature of the company, social security, provident fund, personal income tax, personal credit, etc., which can be checked online. If verified online, they may not call you for credit reporting! Another example is when applying at the counter, the information is complete and can be verified directly, and there will be no credit call! However, it is also possible that the conditions are not met and the application will be rejected directly without a credit reference call. The mobile phone must be kept open. You can check the application progress on the CCB credit card website by entering your ID number.
China Construction Bank (referred to as Construction Bank or CCB, originally named People's Construction Bank of China, and renamed China Construction Bank on March 26, 1996) was established on October 1, 1954 (Jiawu Year) , is a joint-stock commercial bank and one of the five largest state-owned commercial banks. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has 14,121 branches in mainland China (2012), branches in Hong Kong, Taiwan, Melbourne and other places. It owns CCB Fund, CCB Leasing, CCB Trust, CCB Life, Sino-German Housing Savings Bank, CCB Asia, CCB London, CCB Russia, CCB Dubai, CCB International and other subsidiaries provide customers with comprehensive financial services.
China Construction Bank has a broad customer base and maintains banking business relationships with a number of large enterprise groups and leading enterprises in China's strategic economic industries. Its marketing network covers major regions across the country. At the end of June 2013, its market capitalization was US$176.7 billion, ranking first Ranked fifth among listed banks in the world. On May 8, 2014, the 2014 Forbes Global 2000 list was released, with CCB retaining its title as the second largest company in the world.
How long will it take for the CCB credit card to be reviewed after a return visit?
Everyone’s situation is different, and there is no unified time. Some results will be available on the same day, some will wait two or three days, and some will wait one day. Two weeks. Please pay attention to the text message. Once the results are available, a text message will be sent to you.
Let’s stop talking about the introduction of the return visit with China Construction Bank Credit Card.