what are the advantages of BOC CR Vanguard credit card products?

advantages of BOC CR Vanguard credit card products:

1. BOC put points POS in Liaoning CR Vanguard Lifestyle Supermarket Co., Ltd. to make points worth cash.

2. The details of points offset in cash can be inquired through the following channels:

(1) The POS receipt after consumption in CR Vanguard has points offset on it.

(2) You can query the points through BOC Online Banking Points 365 or 46695566 and use them in POS machines, but it does not show the points offset value of China Resources Supermarket.

3. Special price for members, enjoy at a great value.

BOC CR Vanguard credit card holders can enjoy all the membership functions of CR Vanguard Supermarket, and CR Vanguard Supermarket will regularly launch low-priced and high-value products exclusively for members, thus realizing peace of mind and saving money.

4, credit card courtesy, value feedback.

you can enjoy a 9.8% discount on regular-price goods when you use BOC CR Vanguard Credit Card to swipe your card at Liaoning CR Vanguard Lifestyle Supermarket Co., Ltd.

Tips: Preferential rights will be adjusted at any time according to business development and market changes. Please refer to the actual product promotion.

the above contents are for your reference. please refer to the actual business regulations.

what are the advantages and disadvantages of China bank credit card?

Comparison of advantages and disadvantages of credit cards of major banks in China:

China Construction Bank:

Advantages:

1. Free of the annual fee for the first year and free of the annual fee for the next year after three swipes;

2. SMS service is free;

3. The cash withdrawal fee is only .5%;

4. 5 yuan for loss reporting;

5. There is a credit card directly aimed at car owners, as long as there are cars with a displacement of more than 1.4, it can be easily handled.

Disadvantages: the gifts that can be exchanged for points are few and poor

Bank of China:

Advantages:

1. Free of the annual fee for the first year, and free of the annual fee for the next year after five swipes;

2. SMS service is free;

3. The cash withdrawal fee is only 1%;

4. The handling fee for loss reporting is only in 4 yuan

Disadvantages: the points required for gift exchange are high, and the types of gifts are few

Industrial and Commercial Bank of China:

Advantages:

1. The American Express card is swiped 5 times a year, or the annual fee for RMB ordinary card is waived if you spend 5, yuan, or the annual fee for RMB ordinary card is exchanged for 2, points;

2. Cash withdrawal fee is free;

3. The overpayment will be recovered free of charge;

4. Only 2 yuan is needed to report the loss;

5. There are many outlets

Disadvantages:

1. SMS service fee is 2 yuan/month;

2. The points required to exchange gifts are high, and the types of gifts are few

Agricultural Bank of China:

Advantages:

1. Free of the annual fee for the first year, and free of the annual fee for the next year after five swipes;

2. SMS service is free;

3. The cash withdrawal fee is only 1%;

4. The loss reporting fee is only in 5 yuan;

5. There are many outlets

Disadvantages: 1. There are few types of credit cards; 2. The card processing procedures are relatively cumbersome; 3. Less convertible gifts for points

China Merchants Bank:

Advantages:

1. Free of the annual fee for the first year, and free of the annual fee for the next year if swiped six times;

2. SMS service is free;

3. 6 yuan for loss reporting;

4. The integral gift is better

Disadvantages:

1. The cash withdrawal fee is 3%;

2. There are fewer outlets

What are the advantages and risks of BOC Digital Credit Card

BOC Digital Credit Card is a new credit card created by Bank of China. Unlike ordinary credit cards, it has no physical card, but is actually a virtual card, which consists of a set of virtual, security code, expiration date and other information.

The advantage of this credit card lies in the convenience and security of mobile payment.

specifically, you don't have a physical card, but you can tie the card on a third-party payment platform, and then make quick payment with the help of smart phones and other devices, such as tying the card on Alipay/WeChat, so you can use your mobile phone to pay through Alipay/WeChat; In terms of security, you don't have to worry about the card being lost, stolen, etc., and you can also set the lock time and transaction limit for the credit card.

how about the credit card of China Bank?

Bank of China has issued many credit card products, including personal Jinpu Credit Card, Platinum Credit Card, Unlimited Credit Card, American Express Card, etc. You can inquire about them through the official website of Bank of China ()-Bank Card-Credit Card Products.

the above contents are for your reference. please refer to the actual business regulations.

how about China bank VISA standard credit card?

BOC Credit Card is a "BOC" brand dual-currency credit card issued by Bank of China. It has the functions of circulating credit, such as spending first, repayment later, interest-free repayment period, minimum repayment amount, etc. It can conduct transactions at all domestic and foreign special merchants and ATMs connected with VISA, MasterCard and China UnionPay, and it is a global credit card that meets international standards.

China bank VISA standard credit card has an annual fee of 1 yuan, which is free of the annual fee for the first year and free of the following year if you swipe your card five times. The longest interest-free period is 5 days, the credit line is 1-1, and the withdrawal amount is 5% of the credit line.

in addition, what are the special features of China bank VISA standard credit card?

five guarantees and safety escort.

password plus signature makes it more secure to use. You can choose to swipe your card with "signature" or "password signature" to make your use more assured and our service more intimate.

SMS is delivered in time, and the transaction is under control. China Bank provides you with short message service, real-time transaction notification and automatic transfer repayment result prompt, so as to ensure that you can keep abreast of the status and transaction of your credit card.

fraud detection, telephone reminder. Bank of China has a powerful and advanced fraud detection system. If suspicious transactions are found, we will take the initiative to call you in time to confirm whether the card is lost or stolen, so as to ensure the safety of your card at the first time.

there is zero risk in reporting loss. If you find your credit card lost or stolen, please call the customer service hotline of BOC Credit Card of Bank of China in time. For the transaction after the loss report takes effect, the corresponding responsibility shall be borne by China Bank.

the transaction is not cash, so don't worry about traveling. When you spend money, you only need to swipe the BOC credit card to complete the corresponding payment, without cash transaction, which saves the security risks caused by carrying cash when you shop and travel, and provides a real escort for your safety.

five types of financial management, accumulating wealth.

use the interest-free period to accumulate wealth. Bank of China Credit Card provides you with an interest-free period of at least 2 days and up to 5 days, so that you can enjoy the convenience brought by interest-free credit and expect the annualized expected income.

there is a cycle of credit, and financial management is enjoyable. With revolving credit, you only need to repay the minimum repayment amount for each bill, so that you can enjoy credit and manage your finances easily.

easy to buy by stages, bring happiness home. China Bank not only provides installment and mail order installment for your merchants, but also provides you with a flexible "easy purchase by installment" shopping payment method, so that you can apply for installment payment with one phone call, which is simple, convenient and easy to buy your favorite things. Simple procedures, easy financial management and enjoy life!

discount merchants network, discounts are available every day. Exclusive preferential merchants covering mainland China, Hong Kong and Macao, including catering, entertainment, shopping, leisure and fitness, can enjoy preferential services such as shopping discounts ranging from 2% to 9%, treatment of distinguished members, additional services, exclusive members' shopping time and special stores.

the integral pen is delivered, and the gifts are freely received. Every time you spend or withdraw cash from 1 yuan with BOC Credit Card, you can accumulate 1 point, which is real and watertight, and there are more colorful bonus gifts. For details, please visit the "Bonus 365" website dedicated to credit card bonus gifts of Bank of China.

caring service facilitates life.

cash withdrawal/inquiry/password modification. You can withdraw RMB, check the available account balance and account balance at the Bank of China ATMs and ATMs with UnionPay logo, and you can also modify your password at the Bank of China ATMs at will.

global travel. Your Bank of China credit card UnionPay card, VISA card and MasterCard can be used in more than 3 countries and more than 2 million UnionPay, VISA and MasterCard merchants at home and abroad respectively.

cash advance. If you are in China, you can withdraw RMB cash with the withdrawal password at the outlets of China Bank, ATMs or ATMs of other commercial banks with UnionPay logo. If you are abroad, you can withdraw local legal tender for cash advance transactions at ATMs with UnionPay cards, VISA cards and MasterCard.

automatic transfer, no worries about repayment. You can use China Bank's current passbook (all-in-one), Great Wall Electronic Debit Card or Great Wall RMB Credit Card, and you can easily apply for "full payment" or "automatic transfer repayment according to the minimum repayment amount", which saves the cumbersome procedures at the counter, is safe and convenient, and can easily repay without leaving home. Just call our 24-hour customer service hotline 46695566, and you can choose more flexible automatic repayment amount through automatic voice or manual service transfer to help you manage your finances wisely!

card upgrade. If you hold a common BOC credit card, China Bank will make a comprehensive evaluation on a regular basis according to certain conditions, such as your annual consumption and overdraft. If the conditions are met, your card will be automatically upgraded from a common card to a gold card.

long-term/temporary adjustment limit. You can apply for long/temporary quota adjustment by calling the customer service center. After approval, the customer service center will complete the quota adjustment and inform you. Temporary adjustment of credit line is generally not aimed at cash withdrawal line, and the longest period is 3 days.

emergency cash replacement and card replacement. You can enjoy the service of emergency cash replacement and emergency card replacement with BOC credit card in China, and you can apply to the customer service center to choose the express service method; With the Bank of China credit card MasterCard and VISA card, you can enjoy the emergency replenishment channels provided by MasterCard International and VISA International, and charge a certain fee according to the standards of MasterCard and VISA International.

apply for the supplementary card, and the quota will be shared. You can apply for a supplementary card for your family, the amount of which is the same as that of the main card, and you can set the usage amount of the supplementary card according to your needs.

Chinese culture in the world is home to all the countries. Bank of China has 14, outlets and branches in 2 overseas countries and regions, so even if you are in a foreign country, you can also enjoy the intimate service all over the world.

account inquiry, like the back of my hand. You can call the 24-hour customer service hotline of Bank of China at 46695566, log in, or check the current balance, available balance, credit limit and other related information of your account at the ATM with UnionPay logo and the counter of Bank of China, so as to keep abreast of the account arrears in the current month, so as not to delay repayment. The Bank Card Center of China Bank will mail the statement to your designated address within 3 days after your statement date every month, so you can check the transaction usage of the current month according to your statement details in time.

Is the credit card of Bank of China easy to handle?

Question 1: Is the credit card of China Bank good? Bank of China's credit card is still good. Now there are four main credit card products: BOC. Bank of China City Card. BOC Titanium Lady Card. There is also a new generation of Great Wall credit cards. Answer the questions before introducing them. 1. There is no overdraft, so I don't want to use it. Just cancel. 2. Leave it. 3. There is an annual fee. Puka seems to be 1 yuan. When you apply for a card, you are exempt from the annual fee for the first year. Brush 5 times a year to avoid the annual fee for the second year. I will send you a text message to remind you when the annual fee is coming. You can go to the supermarket to get five toothpastes at will and brush them for five times, so the annual fee is free, so basically there is no annual fee. Then talk about several card features. 1. BOC card. Double currency, shopping card. Can withdraw cash, but charge 1% handling fee 2, city card. It's the comic book that goes left and right. The feature is that it can be repaid in installments, which is suitable for people who are short of money just after we go to work, and can also be made into a couple card. There is a personalized signature in the lower left corner. You can write the screen name, motto and lover's name directly. 3, titanium ladies' card, which is used by women to send women insurance, and there are double points for women's festivals. 4, a new generation of Great Wall Credit Card. I like this better. Cash withdrawal You can also save money with interest, and there is no handling fee for withdrawal. It can be said that it is a combination of credit card and debit card. I think it's good ~

Question 2: What conditions do you need to apply for a China Bank credit card? There are certain conditions to apply for a Bank of China credit card. For details, please see the relevant knowledge of handling a credit card:

1. In most cases, citizens who have full civil capacity (citizens aged 18-6 in Chinese mainland) and have a certain direct economic source and can repay on time can apply for a credit card from the issuing bank.

2. Apply for a bank credit card: As long as the applicant works in a company (that is, has direct financial resources) and is over 18-6 years old, he can issue a certificate of work and income to the bank (at present, some banks do not need to issue a certificate of work for credit cards, so long as the cardholder has a shift in one place, he can contact the card clerk to apply for a credit card at home; You can also apply for a credit card at the bank in official website, and you can do it if you can repay the loan on time.

3. Domestic residents need to provide: a complete and signed application form, identification documents and income documents; Foreigners and Hong Kong, Macao and Taiwan people also need to provide: a residence permit for foreigners (the reason for residence must be employment) or an employment permit for foreigners/Hong Kong, Macao and Taiwan people;

if it is a private owner, in addition to the above information, a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the date of commencement of business (this premise needs to be the legal representative of the business license) is required.

4. If you want to apply for a large credit card (such as a platinum card), you need to provide proof of good economic strength, such as a copy of the real estate license and a copy of the automobile driving license (not a driver's license); Copy of large deposit certificate, etc. (Platinum card can't be applied directly online, and you need to submit information application at the outlet).

5. Relatively speaking, the national joint-stock commercial banks are easier to run than the five state-owned banks.

6. There is no charge for handling credit cards. Whether it can be approved or not is subject to the final audit result of the bank.

7. The credit card approval amount is determined by the issuing bank according to its own situation (risk control ability, credit policy, etc.), the materials provided by the applicant, the credit report of the Credit Information Center of China People's Bank and other comprehensive factors.

The application materials (identity certificate, work certificate and financial proof) that should be prepared for handling a credit card:

1. Identity certificate: usually an ID card (if a new version of the ID card is used, a copy of the front and back is required); Soldiers are required to provide a copy of their military ID cards; Foreigners: passport and residence permit or employment permit; Taiwanese: Taiwanese certificate and employment certificate; Hong Kong and Macao people: Home Visit Permit and Employment Permit/Residence Permit); Temporary id card needs a copy of the second-generation temporary id card and household registration book valid for more than 3 months.

2. Work certificate: it can be the original work certificate issued by the employer (specify the specific company name, department, position and annual income, and affix the official seal or personnel seal of the company), or a copy of the work permit \ card verified by the promoter and marked;

3. Proof of financial resources: If you want to apply for a large credit card or a gold card, platinum card or above, it is recommended to provide more financial information. It can be a bank payroll record (records with an annual income of more than 8, can be provided), or an income tax withholding certificate (such as a tax payment certificate when winning the lottery), or high-end private cars, large deposits or investment market value that can prove the financial level of the cardholder.