The credit card processing cycle is usually about 15-30 days, and the processing progress of different banks is also different. The functions of applying for a credit card are as follows:

1. Some schools require you to pay an application fee when applying for some majors. The application fee is usually paid only by credit card.

2. When paying language and accommodation deposits, credit card payment is usually required.

3. When students go abroad in the future, applying for a credit card will bring convenience to students for daily consumption