Hello, if you need to apply for our bank’s credit card, card application conditions and required information

Conditions: Applicants should be between 18 and 60 years old (overseas residents are between 25 and 60 years old) years old), have certain financial ability and good credit record. The result of credit card application shall be subject to actual review by our bank.

Information: Our bank’s credit card application form, copy of the front and back of the ID card (foreigners: passport and residence permit or employment permit; Taiwanese: Taiwan compatriot card and employment permit; Hong Kong and Macao residents: return permit and employment permit/residence permit) and work certification documents issued by the employer.

In addition, providing the following information will help increase your credit limit, such as: copies of China Merchants Bank’s savings account statements for the past three months; original certificates of asset balances of financial accounts opened by China Merchants Bank; copies of real estate certificates (Including my name) A copy of any water, electricity and coal invoice for the property in the past 3 months; a copy of my car driving license.

In the initial review, the credit card limit is comprehensively assessed based on the information attached when you applied and your specific situation. Please refer to the review results for the specific limit. The credit limit (fixed limit) of our bank's credit card starts from ￥1,000 yuan or the equivalent in US dollars, and the upper limit is ￥50,000 yuan or the equivalent in US dollars. Under normal circumstances, the fixed limit range for regular cards is ￥1,000-￥10,000 yuan, and the fixed limit range for gold cards is ￥10,000-￥50,000 yuan. The limit of a platinum card is generally a fixed limit of RMB 50,000 plus a temporary limit that is automatically adjusted for you every month. At that time, you can use the combined limit of the two parts for swiping the card for consumption.

It generally takes 10 working days from the time the review department receives your application information to the time the credit card review is completed. After passing the review, we will make a card for you within 2 working days, and then send it to you by registered mail according to the billing address. Generally, the sending time of registered mail is within 15 days. If you have not received it for a long time, please call the 400-820-5555 service hotline and select 3# credit card application consultation - 1 application credit card consultation - transfer to manual service for detailed verification.

(You can consult online through QQ or WeChat any information you want to know about China Merchants Bank’s credit card services. Method 1: Search 4008205555 among QQ business friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search the number "cmb4008205555" on WeChat and follow China Merchants Bank Credit Card Center)