friends. There is something wrong with your question. Number of times refers to the number of times you spend with your card, depending on your wishes! If you want to ask the bank about how many times to charge the annual fee, that is to say, how many times can you spend with the card within 365 days from the day you get the card? 1 points are unlimited! Some requests were made for 3 times, and the maximum request was 18 times. However, it should be noted that if you apply for a card, if you don't open it, it will be the beginning of 365 days. After that, either swipe or apply for cancellation, and the annual fee will come. If you don't pay it back, no one will take care of it, but if it is overdue, interest will accumulate, and the bank will inform the People's Bank of your behavior as a bad record, and all your credit business with the bank will be rejected in the future. To sum up, use the card when you get it, and cancel it in time when you don't use it. That's right.