1, cash advance: users can borrow money through ATM or counter, and withdraw money from credit cards without review. In this way, you can only borrow within the credit card limit, and you can borrow 50% of the credit card limit.
2. Cash installment: Users can apply in credit card official website, mobile banking and APP, and they need to pass the bank review. After the audit, the money will be transferred to the designated bank card, which is also handled within the credit card limit. The maximum application amount is 50% of the credit limit.
3. Special installment: users can apply directly in the official bank account of WeChat. However, only the bank's high-quality credit card customers can use it, and the bank will issue the loan quota separately, not accounting for the credit card quota.