It is impractical to buy and issue credit cards. Although you can pay by installments, the installment of credit cards will not be very long, usually two years. So you should consider whether it will be stressful to pay off 1.5 million in two years. In addition, you can still charge your handling fee by credit card installment, and all banks can apply by installment, such as Bank of Communications, but only in designated places or shopping malls. If you use your credit card incorrectly and swipe it blindly, it will have very serious consequences. If the amount of credit card is relatively large, if it is not paid back for a long time, it will be sued by the bank, and in serious cases, it will be arrested and imprisoned!