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Can I withdraw money with a credit card limit of 0?
You can't. There are handling fees and interest for withdrawing cash:

1, withdrawal fee:

1) Domestic cash withdrawal fee: 2.5% of the cash withdrawal amount, with a minimum of 25 yuan RMB per transaction;

2) Handling fee for overseas cash withdrawal: It depends on the network used by customers. If you use the UnionPay network, you will be charged a cash withdrawal fee of 3% of the cash withdrawal amount, with a minimum of 40 yuan RMB per transaction; If you use other networks such as MasterCard, you will be charged 3% of the cash withdrawal amount, with a minimum charge of $5 per transaction.

2. Cash withdrawal interest: At present, Ping An Bank does not enjoy the interest-free period of cash withdrawal. The interest rate is 0.5 ‰ per day since the current trading day, and the compound interest is calculated monthly.