The annual fee for new cards is generally not charged in the first year, and the card is swiped five times in the first year, and it can be exempted from the second year. It is enough to brush the main card and the auxiliary card together for 5 times, and there is no need to brush them separately.

The following are the annual fee rules for Garfield Credit Card of Xinye Bank:

principal card

80 yuan/set (including one standard card and one non-standard card)

supplementary card

40 yuan/set (including one standard card and one non-standard card)