The situations in which ICBC credit cards are frozen vary, and the unfreezing measures are also different. The primary reason is overdue repayment. Normally, as long as all outstanding debts are paid off, the account will be automatically unfrozen the next day. If the freeze is not automatically released after the expiration date, the cardholder should call 95588 customer service or go to the designated outlet to submit a release application.

Secondly, if it is frozen due to cashing out or fraud, it needs to be handled separately. If the bank misjudges the arbitrage, contact customer service promptly to explain the situation and apply for unfreezing. For skimming, thawing usually occurs automatically after processing.

For urgent unfreezing, it is recommended to bring your card and ID card to the local ICBC counter and apply on-site. If it can be unfrozen, you can resume use on the same day, otherwise it may mean that the card cannot be used temporarily.

It is worth noting that credit card payment stop is a measure taken by banks to ensure the safety of cardholders. It may be implemented due to loss reporting, overdue repayment, failure to repay within the time limit, or emergencies. Different types of stop payments have different processing methods, including reporting lost cards, primary card stop payments and supplementary cards, etc.

In general, understanding the reasons for freezing and operating in accordance with bank regulations are the keys to unfreezing ICBC credit cards. If you have any questions, it is recommended to directly consult the bank’s official channels for detailed information.