Can Gitzo apply for a credit card if it is overdue?
1. First of all, find out how long it is overdue and you can't apply for a credit card: as long as the overdue record reaches three consecutive times (for three consecutive months, that is, more than 90 days, or six times in total), many banks will blacklist you.
2. Gitzo Company was approved to be included in the central bank's credit information system at the beginning of 20 12. Both Gitzo installment payment and Gitzo cash loan overdue will produce bad credit records.
Therefore, no matter what the reason, we should try our best to repay the loan on time. If Gitzo is overdue, it will affect the credit history, which in turn will affect the application for a credit card.
Which is more cost-effective than Gitzo installment or credit card installment?
1, only considering interest, the two methods are similar. But Gitzo installment payment also includes loan management fee and customer service fee.
2. From the difficulty of handling: it is difficult to handle credit cards, but it is very simple to handle Gitzo. Basically, only one ID card and one bank card are needed for repayment, but the simple effect is that the interest is relatively high.
In contrast, the handling fee for credit card installment is much less than that for Gitzo installment.
Reminder: All overdue payments and all late payment fees of Jetstar must be paid in time, otherwise it is not just as simple as credit reporting, which may lead to a vicious circle. I hope the above introduction will be helpful to everyone.