the credit card application process is submission of application-preliminary examination-review and scoring-card making-card issuing. Generally, the audit takes about 1 working days, and the mailing takes about 1 working days, plus other input systems, business card printing and other time, the total time is about 3 days.
the credit card of rural commercial bank will have a 3-day repayment grace period for the cardholder. If the cardholder repays the credit card in full or pays the minimum repayment amount within 3 days after the repayment date of the credit card, it will not be counted as overdue. If the cardholder repays on the fourth day after the credit card repayment date, it will be counted as overdue repayment.
At this time, the Agricultural Commercial Bank will charge overdue interest at the daily interest rate of .5 ‰ from the date of consumption of the credit card, and it will also generate bad credit records. If you want to spend bad credit records, the cardholder should continue to use the card and keep a good repayment record after paying off the arrears, so that it can be eliminated after 5 years.
activation method of rural commercial bank credit card:
1. telephone activation
dial the credit card service hotline of Guangzhou rural commercial bank on the back of the credit card and switch to manual service for activation.
II. Counter activation
The credit card holder of Guangzhou Rural Commercial Bank will go to any counter of Guangzhou Rural Commercial Bank for activation with his ID card.
3. SMS activation
1. Activate the credit card: please write a short message: "Last four digits of JH# card number"
2. Inquire about billing information: please write a short message: "Last four digits of czd# card number"
3. Inquire about points: please write a short message: "Last four digits of JFCX# card number"
4. The last four digits of the card number "
6. Add the consumption password: please write a short message:" XYKZZ# the last four digits of the card number "
Send the short message number
For mobile users, please send it to: 16575596111
For Unicom users, please send it to: 165296111
For telecom users, please send it to: 165751111.