First, the bank counter inquiry
It is suggested that the householder bring his valid ID card and savings card to the nearest CCB outlet to check the account status and verify whether he can continue to use it. If the personal bank account (including debit card, RMB all-in-one passbook and credit card) and corporate bank settlement account newly opened after 20 16 10 have no transaction records within 6 months from the date of opening or activation, CCB will suspend the counter business of the account and cannot handle the business through channels other than the counter until the account hosts valid identity documents and bank cards to the nearest outlets for re-verification. After the counter business of the savings card is suspended, the account management fee will still be generated every year. If it is determined that the CCB savings card will no longer be used, it is recommended to cancel the account at CCB outlets as soon as possible.
Second, whether to activate.
If it is activated, but it is no longer valid, then CCB should get a new credit card. Please contact CCB to inquire about this matter. If it hasn't been activated, it's expired now, so it can't be used. This card will automatically expire when it expires. If you want to use a credit card, you must reapply.
China Construction Bank Longka Credit Card is a credit card brand with 90 million customers. It adheres to the customer-centric concept and provides customers with professional financial services and convenient payment experience.
1, bank card
More than 100 kinds of credit card products, such as dragon card, global hot purchase card and Tencent game card, meet the consumer demand of customers' domestic and foreign transactions, family care and installment financing. Special offers such as cash back on Saturday and consumption abroad, as well as various installment products, help customers manage their finances easily and spend wisely. The credit card of China Construction Bank provides you with cash withdrawal service (cash withdrawal), and the cash withdrawal handling fee must be paid. According to the relevant regulations of the People's Bank of China and SAFE, the daily cash withdrawal (cash withdrawal) of each card in China does not exceed 5,000 yuan (except for overpayment outlets).
2. Withdrawal fraud
Cash withdrawal (cash withdrawal) includes overdraft cash withdrawal and overpayment cash withdrawal, one is overdraft cash withdrawal and the other is overpayment cash withdrawal. Overdraft cash withdrawal is a small cash loan provided by China Construction Bank, which helps you to allocate funds flexibly in case of emergency. The overdraft withdrawal limit is set according to your card usage, and the maximum is not more than 50% of your credit limit. In addition to the cash withdrawal fee, domestic and foreign overdrafts have to pay interest and do not enjoy interest-free treatment. Overpayment cash withdrawal means that you withdraw the deposit or overpayment in the card when you repay.