The limit of China Construction Bank Dragon Card Family Credit Card (UnionPay) is 50,000, and only high-end bank users can apply for it.

Basic information of China Construction Bank Dragon Card Family Love Credit Card (UnionPay):

Annual fee policy: None

Points rules: For every RMB 1 spent, earn 1 Points Earn 7 points for every USD 1 spent

Points validity period: Valid forever

Cash withdrawal: Maximum cash withdrawal ratio 30, cash withdrawal fee is 0.5 of the cash withdrawal amount, and the minimum domestic fee is 2 Yuan

Minimum repayment ratio: ?10

Interest-free period: ?Minimum 20 days, maximum 50 days

SMS notification: ?Every day of China Construction Bank Credit Card A monthly transaction SMS notification fee of 3 yuan is charged

Lost card protection: Construction Bank credit card provides 48-hour card loss protection service for overseas consumption before reporting loss

Application conditions: Requirements for applying for the main card Those who are over 18 years old and not over 70 years old must be at least 13 years old to apply for a supplementary card. If the supplementary card applicant is under 18 years old, his or her legal guardian must sign on the application form to recognize that he is a natural person with full civil capacity and repayment ability. Applicants who have a certain social status or whose annual income exceeds 5 times the per capita annual income of the applicant's place of work (same as above) and have good credit standing can apply for a personal card with their valid identity documents and relevant supporting documents. Upon my application or with my consent, , you can apply for a gold card

Application materials: If you are an applicant with local household registration, you need to provide: ①Copy of ID card; ②Proof of income; ③Proof of residence

Relevant fees:

Cash withdrawal: The maximum cash withdrawal ratio is 30, the cash withdrawal fee is 0.5 of the cash withdrawal amount, and the minimum domestic fee is 2 yuan

Repayment: The minimum repayment amount is 10 of this month’s bill , with a daily interest rate of 0.05

Liquidated damages: ? If the repayment is lower than the minimum repayment amount, a liquidated penalty of 5 yuan is required, with a minimum charge of 5 yuan or 1 US dollar

Over-limit fee: ?If the amount exceeds the credit limit, the minimum charge is 5 yuan or 1 US dollar

Overpayment fee:?For the part of the deposit amount that exceeds the arrears, 0.5 will be charged when withdrawing

Loss reporting fee: ?50 Yuan

Card replacement fee: RMB 20

Instalment rate:

3 issues: 2.04, 6 issues: 3.78, 12 issues: 6.48, 18 issues :9.72, Issue 24: 13.44