Credit cards have many financial services functions, and overdraft consumption and cash withdrawal are the most commonly used. In daily life, it is inevitable to encounter economic difficulties. At this time, if you have a credit card, there is no need to panic. Today, I will tell you how to withdraw cash from CITIC Credit Card and how much the handling fee is.

I. Withdrawal Method of CITIC Credit Card

Cardholders can not only withdraw cash from the counters of CITIC Bank outlets or ATMs, but also withdraw cash (or local currency) from ATMs with corresponding signs at home and abroad according to the ID of their CITIC credit cards.

Second, the withdrawal amount of CITIC Credit Card

1. The withdrawal limit of CITIC Credit Card is generally 50% of the credit limit of the credit card;

2. Withdrawal within the territory of China shall not exceed RMB5,000 each time;

3. The daily withdrawal of each card outside China shall not exceed USD 65,438+RMB 0,000 (or other equivalent++), and the monthly cumulative withdrawal shall not exceed USD 5,000 (or other equivalent++).

Third, CITIC Credit Card Withdrawal Fee

1, the domestic cash withdrawal fee is charged at 2% of the cash withdrawal amount, with a minimum charge of 20 yuan;

2. The handling fee for overseas cash withdrawal is charged at 3% of the cash withdrawal amount, and the minimum charge for each cash withdrawal is 3 yuan dollars, 30 yuan dollars or 3 yuan euros (except CITIC Blue Card).

In addition, if you use CITIC Credit Card to withdraw cash, the bank will also charge interest. From the date of withdrawal, interest will be calculated at the rate of 0.5 ‰ per day and compound interest will be calculated on a monthly basis.

Credit card discount: CITIC Bank will use an iphoneX for card gift every day on 20 18.

How to use CITIC credit card to withdraw cash, and dedicate it to cardholders who have cash needs, reminding everyone that credit card withdrawal can only solve temporary needs, and they don't want to bear greater repayment pressure, so they need to pay off as soon as possible.

How to withdraw cash from CITIC Bank's credit card on mobile phone?

The withdrawal method of CITIC Bank's credit card is as follows:

1. Cash withdrawal at the counter: You can take a credit card at any business outlet of China CITIC Bank and withdraw cash at the counter with your valid ID card and credit card transaction password.

2. CITIC Bank ATM cash withdrawal: You can withdraw cash at CITIC Bank ATM without inter-bank handling fee.

3. ATM withdrawal from other banks: If you can withdraw cash from the bank of UnionPay card issuer, you can choose ATMs with corresponding signs at home and abroad;

4. Cash withdrawal at other banks' counters: Cash withdrawal can be made at the counters of banks affiliated to UnionPay system, or at the counters of banks with corresponding signs outside China (including UnionPay, VISA, MasterCard, JCB, American Express, etc.). ).

++++is set up by the bank to meet the cardholder's urgent need for cash. At present, the charging standard of+++is very high. ++++,the handling fee of 1-3% will be deducted immediately, and the interest will be calculated at 0.5 ‰ of the daily interest rate, and the compound interest will be calculated monthly. Therefore, in non-emergency situations, do not use the++function.

But now there is a person in the society who uses+++to cash in on the POS machine. Avoid restrictions on credit card cashing.

Extended data:

++++is one of the inherent functions of the credit card itself. Cardholders can borrow cash from banks in advance with credit cards, and the process of withdrawing cash with credit cards is called++++. But now there are individuals in the society who use+++to cash in on POS machines to avoid the restrictions on credit card cashing.

+++++(cash withdrawal) is different from cash withdrawal by credit card. ++++is one of the inherent functions of the credit card itself. Cardholders can borrow cash from banks in advance through credit cards, and the process of withdrawing cash by credit cards is called++++.

++++is set up by the bank to meet the cardholder's urgent need for cash. At present, the charging standard of+++is very high. ++++,the handling fee of 1-3% will be deducted immediately, and the interest will be calculated at 0.5 ‰ of the daily interest rate, and the compound interest will be calculated monthly. Therefore, in non-emergency situations, do not use the++function.

Banking industry insiders pointed out that there are three main reasons for the rise in credit card risk:

First, because the credit card business itself is in a period of rapid growth, the balance of non-performing loans has increased synchronously with the substantial growth of credit card consumption and overdraft.

Secondly, due to the economic downturn, some industries closed down, laid off employees and reduced wages, which led to an increase in overdue credit card accounts and an increase in bad debt overdrafts.

Third, according to the relevant domestic policies, it is difficult to write off the non-performing loans of credit cards independently, which is one of the reasons why the balance of non-performing loans has increased year by year.

Baidu Encyclopedia-+++

Can CITIC Bank only use our own card to withdraw cash online?

CITIC Bank's credit card cannot be cashed online, but it can be cashed at the counter of CITIC Bank with my valid ID card and credit card transaction password, or directly at the ATM.

CITIC Bank will charge a handling fee of 2% of the cash withdrawal amount, with a minimum 20 yuan for each cash withdrawal. In addition to the handling fee, interest shall be calculated at the rate of 0.5 ‰ every day after cash withdrawal until the cash withdrawal amount is paid off.

How does CITIC Bank withdraw the credit card to the bank card?

There are many correct ways to withdraw money by credit card, such as ATM withdrawal, bank counter withdrawal, and transferring credit card quota to bank card through mobile banking and online banking. These methods will not cause risk control, and they are also the correct withdrawal methods for credit cards.

In addition to the above methods, credit cards also have indirect cash withdrawal methods. For example, users use credit cards to help relatives and friends buy things online, and relatives and friends will pay cash to users after receiving things, which is also considered successful. Of course, this method is risky, and friends may owe you money.

There are two ways to use a credit card.

1. Cash withdrawal by credit card See if your credit card has the cash withdrawal function. Generally, credit cards have a cash withdrawal limit, which can be withdrawn directly at ATM or counter.

If there is no withdrawal amount, then if you want to withdraw cash, you can propose it in two ways. The first one is in the credit card APP, or call customer service to ask about the withdrawal amount.

The second method is to brush T with a credit card machine.

Due to the convenient payment method of credit card, there are more and more credit card users, so the phenomenon of credit card cashing is increasing. So how do you get the money out of your credit card? Let me tell you something. 1. You need to pay handling fee and interest to withdraw cash by credit card. The handling fee for cash withdrawal is generally 0.5% of the cash withdrawal amount, while the interest is calculated on a daily basis, and the daily interest rate is about five ten thousandths. 2. Take out the extra money from the credit card and transfer it to the colleague's savings card. This time it's not free, and it needs a certain handling fee, usually 0.5%-3%. 3. You can also transfer money to the UnionPay passbook of any bank at the designated bank ATM in the designated city, but you must have a debit card of the bank and open one of telephone banking, online banking and mobile banking. 4. According to the cardholder's credit limit and card usage record, the cash installment amount is also different. After the cash installment is successfully processed, the money will be transferred to the debit card in the cardholder's name. 5. Credit cards must be used reasonably and repaid in time, because seriously overdue credit cards will be blacklisted in the meeting. Doing so will do more harm than good. Please remember. Simply put, it is 1. Overpayment transfer II. Direct credit card transfer. Cash transfer by installment.

Xiaoman is a credit service platform that meets the requirements of++and is trustworthy. ++++is small, with a maximum loan amount of 200,000 yuan, a daily interest rate of 0.02% and an annualized interest rate of 7.2%. The minimum interest for a one-day loan 1 10,000 is only 2 yuan. At present, Du Xiaoman and financial institution partners have served more than10 million small and micro business owners and individual industrial and commercial households.

Can I withdraw my credit card from CITIC Bank by mobile phone?

no problem

In fact, download your own CITIC Bank APP, then log in to your account, and you can withdraw cash on your mobile phone.

CHINACITICBANK, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing. The major shareholder is China CITIC Company Limited. Bancobilbaovizcaya Argentina (S. Abbva) spent 5.065438 billion euros (about 5.02 billion Hong Kong dollars) to buy a 5% stake in CITIC Bank, or it may choose to increase its shareholding in CITIC Bank to 10.07%.

How to withdraw cash from CITIC Bank's credit card on mobile phone? ?

Credit cards can be withdrawn directly. Credit card cash withdrawal methods include counter cash withdrawal, ATM cash withdrawal, mobile banking cash withdrawal and personal online banking cash withdrawal. Cardholders can withdraw cash directly or transfer money to debit cards. The withdrawal amount of a credit card is usually half of the credit limit, and the withdrawal fee and interest need to be paid.

Different banks have different ways to calculate the credit card withdrawal fee, and most of them are charged at one time according to the transaction amount of 1%; The calculation method of cash withdrawal interest is the same, and it is charged at 0.05% of the transaction amount on a daily basis, from the date of cash withdrawal to the day before the repayment date. So the cost of withdrawing cash by credit card is relatively high.

If you need money urgently, you can also consider big brand credit products such as Alipay, Tencent Microfinance, Xiaoman Finance and Qianhua. Qianhua is a credit brand owned by Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services and borrows money to Xiaoman Financial APP.

Xiaoman Finance will earnestly implement the call of the state to support small and micro enterprises to tide over the difficulties. Its credit service brand has the money to fully support small and micro production and operation, and Xiaoman Finance is the first choice for most small and micro owners. It is reported that 70% of credit users of Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of loans to small and micro business owners.

This answer is provided by Kangbo Finance, focusing on the interpretation of financial hot events, the popularization of financial knowledge, the pursuit of professionalism and interest, so that the financial content that the people can understand can convey financial value in vivid and diverse ways. I hope this answer is helpful to you.

This concludes the introduction of how CITIC Credit Card can withdraw cash online and how CITIC Credit Card cannot withdraw cash online. I wonder if you have found the information you need?